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Call Center
  • High waiting time!

    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT or BT Visual Help.

  • 0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.
    Fraud assistance
    If you suspect fraud on your account, quickly call 0264 308 055.

    Search with AI Search

    AI Search on Ask BT answers all your banking questions.

    BT Visual Help

    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    Do you want to move to your own place? 

    You now have interest from 5.05% for 3-year introductory fixed-rate loans.

    Apply online

    Credit in brief

    • mFor the purchase of an eco-friendly real estate
    • mTo refinance a loan that you have taken from another bank, for the purchase of a property with a higher energy efficiency, i.e. energy certificate A
    • mWe accept several types of income
    • mOwn contribution from 15% of the property value for loans in lei, depending on: the purpose of the loan, the currency of the loan vs. the currency in which the income is earned and whether other real estate is owned
    • m2000 lei net notary fees voucher for refinancing a loan you took from another bank for the purchase of a building with higher energy efficiency, i.e. energy certificate A.
     
    • f

    How much can you borrow?

    To apply for a credit or simply to find out how much you can get, fill in the form below. We will call you back within the timeframe of your choice.

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    Simulate a loan
    How much do you want to borrow?
    MONTHLY INSTALLMENT
    32 LEI

    It's good to know that the final offer is personalized and takes into account several elements such as BT account, addition of life and unemployment insurance policy, external refinancing, relationship history with the bank, payment behavior for outstanding installments, etc. a.

    The amount of the monthly rate also depends on the parameters chosen for the calculation (return period, variable interest rate). These can be consulted and modified from simulator settings.

    See due date

    As of August 2022 we have a NEW protocol concluded with ANAF, based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility to obtain information on the income of individuals applying for a BT credit. The information is obtained with the consent of the applicant, with the protection and assurance of professional secrecy, with respect for the rights concerning the processing of personal data. The protocol aims to improve the credit application process by simplifying documentation and facilitating access to finance.