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Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Call Center

PESTE
20
MIN
WAITING TIME
10
CUSTOMERS
IN CONVORBORATION
9
CUSTOMERS
WAITING
0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

Have you tried NeoBT?

The new online banking Banca Transilvania, which will very soon replace the current platform.

From NeoBT, you have online access to your accounts and you can do all the operations you do now from BT24. In addition, you get additional functionality.

Variable interest from 8.93%* (IRCC + 2.95pp)

And advantageous costs if you collect the income at BT. 

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About

  • mFor the purchase of an eco-friendly real estate
  • mFor refinancing a loan that you have already taken
  • mMultiple types of income accepted
  • mOwn contribution starting from 15% of the value of the real estate depending on the purpose of the loan, the currency of the loan versus the currency in which the income is obtained and whether other real estates are owned
  • f
  • f

How much can you borrow?

Fill out the form to apply for credit or find out how much you can take. After that, we'll call you to discuss more.

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Loan Simulator

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Calculates from Euro to LEI

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LEI

The currency conversion is done at today's NBR exchange rate.

The most accessed loans

Introductory fixed-rate loans.

The value of the real estate
336.471 lei
The value of the real estate
211.765 lei
Minimum advance (%)
15%
Minimum advance (%)
15%
Amount of the minimum advance
50.471 lei
Amount of the minimum advance
31.765 lei
Amount of credit
286.000 lei
Amount of credit
180.000 lei
Duration
30 years (360 monthly installments)
Duration
20 years (240 monthly installments)
Annual effective interest rate
8.84%
Annual effective interest rate
8.74%
Amount of the first installment
2,000 lei
Amount of the first installment
1,450 lei
Total amount to be paid
813,341 lei
Total amount to be paid
378.104 lei
I WANT ANOTHER CALCULATION

* The examples above are real estate-mortgage loans with fixed introductory interest rate calculated for people who collect their salary at BT.

Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.