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Green real estate-mortgage loan
About
Loan Simulator
EURO
LEI
The currency conversion is done at today's NBR exchange rate.
The most accessed loans
Introductory fixed-rate loans.
The value of the real estate
336.471 lei
336.471 lei
The value of the real estate
211.765 lei
211.765 lei
Minimum advance (%)
15%
15%
Minimum advance (%)
15%
15%
Amount of the minimum advance
50.471 lei
50.471 lei
Amount of the minimum advance
31.765 lei
31.765 lei
Amount of credit
286.000 lei
286.000 lei
Amount of credit
180.000 lei
180.000 lei
Duration
30 years (360 monthly installments)
30 years (360 monthly installments)
Duration
20 years (240 monthly installments)
20 years (240 monthly installments)
Annual effective interest rate
8.84%
8.84%
Annual effective interest rate
8.74%
8.74%
Amount of the first installment
2,000 lei
2,000 lei
Amount of the first installment
1,450 lei
1,450 lei
Total amount to be paid
813,341 lei
813,341 lei
Total amount to be paid
378.104 lei
378.104 lei
* The examples above are real estate-mortgage loans with fixed introductory interest rate calculated for people who collect their salary at BT.
Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.
