Green real estate-mortgage loan
The currency conversion is done at today's NBR exchange rate.
The most accessed loans
Introductory fixed-rate loans.
30 years (360 monthly installments)
20 years (240 monthly installments)
* The examples above are real estate-mortgage loans with fixed introductory interest rate calculated for people who collect their salary at BT.
Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.