Green real estate-mortgage loan

Credit in brief

• mFor the purchase of an eco-friendly real estate
• mTo refinance a loan that you have taken from another bank, for the purchase of a property with a higher energy efficiency, i.e. energy certificate A
• mWe accept several types of income
• mOwn contribution from 15% of the property value for loans in lei, depending on: the purpose of the loan, the currency of the loan vs. the currency in which the income is earned and whether other real estate is owned
• m2,000 lei net notary fees voucher for refinancing a loan you took out with another bank for the purchase of a property with a higher energy yield, i.e. energy certificate A

As of August 2022 we have a NEW protocol concluded with ANAF, based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility to obtain information on the income of individuals applying for a BT credit. The information is obtained with the consent of the applicant, with the protection and assurance of professional secrecy, with respect for the rights concerning the processing of personal data. The protocol aims to improve the credit application process by simplifying documentation and facilitating access to finance.