Banca Transilvania
Loans
Loans
Accounts and operations
Accounts and operations
Cards
Cards
Savings and investments
Savings and investments
Accounts and operations
Accounts and operations
Financing
Financing
IMM to Go, you do everything online
IMM to Go, you do everything online
Saving and investing
Saving and investing
Newsroom
Newsroom
Investors Relations
Investors Relations
Blog BT
Blog BT
CSR
CSR
UNIT NETWORK INVESTOR RELATIONS ONLINE PROGRAMMING COMMISSIONS BROCHURE MARKETING AGREEMENT
BT Pay – Apple BT Pay – Google BT Pay – Gallery

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Call Center

PESTE
20
MIN
WAITING TIME
10
CUSTOMERS
IN CONVORBORATION
9
CUSTOMERS
WAITING
CALL THE CALL CENTRE
0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.
MORE
How do you choose to repay the loan: in equal or decreasing instalments?
29 May 2023 - 10:00
BUSINESS About BT

Choose the app

BT24

Login BT24
NeoBT NeoBT

Try NeoBT

The new Internet Banking at Banca Transilvania
BT Ultra

Login BT Ultra Sign
BT Ultra

Login BT Ultra Web
BT Trade

Login BT Trade

Have you tried NeoBT?

The new online banking Banca Transilvania, which will very soon replace the current platform.

From NeoBT, you have online access to your accounts and you can do all the operations you do now from BT24. In addition, you get additional functionality.

DISCOVER NEOCONTINUE AT BT24

Green real estate-mortgage loan

APPLY ONLINE
FIND OUT MORE
WHAT DO YOU WANT TO DO?
ARE YOU ALREADY A CUSTOMER?

Variable interest from 8.93%* (IRCC + 2.95pp)

And advantageous costs if you collect the income at BT. 

MORE

About

  • mFor the purchase of an eco-friendly real estate
  • mFor refinancing a loan that you have already taken
  • mMultiple types of income accepted
  • mOwn contribution starting from 15% of the value of the real estate depending on the purpose of the loan, the currency of the loan versus the currency in which the income is obtained and whether other real estates are owned
  • f
  • f

How much can you borrow?

Fill out the form to apply for credit or find out how much you can take. After that, we'll call you to discuss more.

Choose your day

Choose the time

This site is protected by reCAPTCHA according to the Google Privacy Policy & Terms of Service.

Loan Simulator

RON
Lei

Lei

Years

Calculates from Euro to LEI

Fill in the fields below and find out the answer to the question on the spot.

EURO
LEI

The currency conversion is done at today's NBR exchange rate.

The most accessed loans

Introductory fixed-rate loans.

The value of the real estate
336.471 lei
The value of the real estate
211.765 lei
Minimum advance (%)
15%
Minimum advance (%)
15%
Amount of the minimum advance
50.471 lei
Amount of the minimum advance
31.765 lei
Amount of credit
286.000 lei
Amount of credit
180.000 lei
Duration
30 years (360 monthly installments)
Duration
20 years (240 monthly installments)
Annual effective interest rate
8.84%
Annual effective interest rate
8.74%
Amount of the first installment
2,000 lei
Amount of the first installment
1,450 lei
Total amount to be paid
813,341 lei
Total amount to be paid
378.104 lei
I WANT ANOTHER CALCULATION

* The examples above are real estate-mortgage loans with fixed introductory interest rate calculated for people who collect their salary at BT.

Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.

Useful information

Guide to accessing a mortgage - real estate loan
Explanatory guide to loans terms
I ask Banca Transilvania I ask Banca Transilvania
SEE OTHER QUESTIONS