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    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT or BT Visual Help.

  • 0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

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    Conditions for granting

    To get this credit you must have:

    • an advance of at least 15% for credit in lei and at least 20% for credit in euro
    • salary, pension or other stable income for at least 3 months
    • good payment behaviour 

    Required documents

    • identity card
    • ANAF agreement to verify your income (you receive it and sign it at our headquarters)
    • documents showing the price of the property for which you are applying for credit (e.g. a preliminary sales contract)
    • the ownership documents of the property taken as collateral (e.g.: CF extract)
    • the valuation report showing its market value (if you need it, we can help you with it) 

    Other details

    • you have a grant period of maximum 30 years
    • you can take the  loantogether with your partner /life partner , spouse, children, brothers / sisters, brothers-in-law / sisters-in-law and / or your parents / parents / parents of the wife
    • for variable-rate loans of up to EUR 35,000, you can modernise/upgrade/rehabilitate/extend your home with simplified documentation (affidavit), with the proviso that you can only obtain one such loan with simplified documentation, and for additional amounts you must provide supporting documents

    If  you make incomes that, according to the law,are not  reported to ANAF, please  ask  the  TransilvaniaBank units  for information about the  necessary income documentation.

    Changes in the benchmark index, fluctuations in own income, as well as changes in the exchange rate, may affect the ability to pay the loan instalments or the total amount payable.

    How much can you borrow?

    To find out the maximum amount you can receive, fill in the form below. We will call you back in the timeframe of your choice.

    To take advantage of the promotional offer, you need to visit a BT branch by October 15.

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