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Investors Relations
This page is automatically translated from Romanian into English.
Last update: 09.05.2024
Deposit made by authorised representatives or delegates at the bank counter
0.1%, min. 10 Lei
Deposits made by persons other than authorised or delegated persons at BT counters
0.3%, min. 10 Lei
Deposit made at BT ATMs
free
Coin deposit for amounts exceeding 100 coins/deposit
2%
Collection from BT counters
0.8%, min. 10 Lei
Collection and transport
negotiable
Intrabank payments via electronic channels
free
Interbank payments through electronic channels (Transfond/BNR commission included)
up to 999,99 Lei
2,50 Lei
1000,00 - 49.999,99 Lei
5,00 Lei
≥ 50.000 Lei
10,00 Lei
Instant interbank payment orders via BT24
up to 999,99 Lei
2,50 Lei
1000,00 - 49.999,99 Lei
5,00 Lei
Intrabank over-the-counter payments with payment orders
5,00 Lei
Interbank over-the-counter payments with payment orders
from 0 to 49.999,99 Lei
10.51 Lei
amounts ≥ 50.000 Lei
16,00 Lei
Intra-bank direct debits
free
Interbank direct debits
from 0 to 999,99 Lei
free
amounts ≥ 1.000 Lei
3,00 Lei
Interbank collections with instant payment order
from 0 to 999,99 Lei
free
amounts ≥ 1.000 Lei
3,00 Lei
Intra-bank payments and receipts by debit instruments (cheque/money order)
3,50 Lei
Interbank payments by debit instruments (cheque/money order)
up to 999,99 Lei
5,00 Lei
1000,00 - 49.999,99 Lei
7,50 Lei
≥ 50.000 Lei
10,00 Lei
Interbank collections via debit instruments (cheque/money order) (Transfond commission included)
up to 49.999,99 Lei
6.88 Lei
≥ 50.000 Lei
8.88 Lei
Urgent interbank payments with payment order at the counter (BNR commission included)
16,00 Lei
Urgent interbank payments through electronic channels (BNR commission included)
10,00 Lei
NOTE:
a) In the case of a debit instrument (cheque/ promissory note) refused for payment, the commission for payment by debit instrument (cheque/ promissory note) will be charged.
b) An external interbank payment in lei will be charged as an urgent interbank payment
Additional commission on non-electronically settled cheque/money order
2.2 Lei / instrument
Remittance of cheques / promissory notes
free
Commission for issuing cheques / promissory notes
0,3 Lei / row + VAT
Cheque certification
25 Lei / instrument
Deposit account management
25 lei/month (deducted from the current account)
Issuing/upgrading/extending accreditation
0.15% / quarter. or fraction thereof,
min. 300 Lei / quarter. or fraction of quarter.
Payment
ditto transfers
Check documents
0.10%, min. 200 Lei
Modify, cancel
120 Lei
Discrepancies (deducted from the payment made under the letter of credit)
320 Lei / set of documents
Fee in case of failure to submit additional photocopies of documents by the credential holder (to be deducted from the payment made under the credential)
40 Lei
Preaching
80 Lei
Approval, increase
0.1%, min. 300 Lei
Pre-check documents
200 Lei/set of documents
Handling/Reissuing documents
0.15%, min. 300 Lei
Modify, cancel
120 Lei
Confirmation
Negotiable (to be determined according to
country/issuing bank risk class)
Transfer of the letter of credit to another beneficiary
0.20%, min. 400 Lei
Assignment of export/primitive letter of credit proceeds
400 Lei
Cancellation of the letter of assignment
120 Lei
Approval of the assignment of an export/borrowing letter of credit to a customer of BT
120 Lei
Remittance to another bank of a received letter of credit or its amendments
300 Lei
Simple cash register approval (clean)
80 Lei
Documentary cashing approval
0,15%, min. 80 Lei,
max. 2000 Lei
Payment
ditto transfers
Document releases
60 Lei
Remittance on collection incasso simple
60 Lei
Remittance on receipt of documentary collection
0,15%, min. 80 Lei,
max. 2000 Lei
Edit
80 Lei
Unpaid returned documents
80 Lei
Release of goods shipped to BT
60 Lei
Issue / increase / extension of letter of guarantee, secured by cash collateral
0.25% / quarter. or fraction of
quarter, min. 100 Lei / quarter. or
fraction of quarter.
Issue / increase / extension of letter of guarantee, secured by collateral other than cash collateral
(0.25+risk margin)% / quarter. or
fraction of a quarter, min. 100 Lei /
quarter. or fraction of quarter.
Modification / cancellation of the letter of guarantee
75 Lei
Payment in the event of an enforcement claim
ditto transfers
Approval of letter of guarantee / stand-by letters of credit
200 Lei
Verification of authorised signatures
50 Lei
Transmission of payment requests in the execution of letters of guarantee
0,20%, min. 200 Lei,
max. 800 Lei
Modification / cancellation of the letter of guarantee
75 Lei
Notification / remittance of letters of guarantee issued by other banks
200 Lei
involving a firm commitment from the bank
0.25% of the value of the letter + VAT
which does not imply a firm commitment from the bank
0,1%, minimum 250 Lei + VAT
Issuing letters of credit
100 Lei + VAT
Notify
0.1%, min. 200 Lei
Verification (if applicable)
0.1%, min. 120 Lei
Issue
negotiable
Relationship opening
75 Lei
Offer intermediation
on the primary market
between 100.000,01 - 500.000 Lei
0,15%
between 500.000,01 - 1.000.000 Lei
0,10%
over 1.000.000 Lei
0,05%
on the secondary market
free
Pledge registration fee
150 Lei
Securities transfer fee (only for those leaving BT)
100 Lei/series
Commission current account securities
120 Lei annually, cashed
monthly/balance account
NOTE:
To the above fees must be added the fees charged by SAFIR (processing and settlement, notary service, centralised administration):
Fee for processing delivery-versus-payment transactions (sale/purchase, reverse transactions, execution of sale collateral)
3 Lei/bu
Fee for processing delivery transactions without payment (portfolio transfer, execution of collateral by appropriation, substitution of reverse transactions, margin call)
4 Lei/bu
Fee for processing payment events (coupon payment, interest payment, redemptions)
0,40 Lei/bu
Fee for primary market operations (including re-openings of issues)
10,50 Lei/piece
Fee for processing primary market results (including pre-changes)
0,40 Lei/bu
Fee for processing collateral (pledge registration, pledge substitution, securities in dispute, pledgee transfer, pledged securities portfolio transfer, pledge release)
4 Lei/bu
Centralised administration fee applicable to holdings of financial instruments for which the SAFIR system acts as issuing CSD - calculated monthly
1. The nominal value of the portfolio recorded at the end of each business day of the reference month shall be reduced by a percentage, depending on whether the portfolio falls into value tranches, as follows: 0.00049% (≤ 500,000,000 Lei), 0.00048% (500,000,001 - 10,000,000,000 Lei), 0.00047% (> 10,000,000,000 Lei)
2. The values thus calculated shall be aggregated at the end of the month and the result divided by the number of working days in that month.
Making direct debit payments within the bank
free
Direct debit interbank payments (additional fee added to the interbank payment fee at the payment order counter)
1 Leu
Fee for refusal to pay an interbank direct debit instruction
1 Leu
Monthly subscription
85 Lei + VAT.
Fee for each payment order sent
8,4 Lei + VAT / payment order
to treasury
Issuance of PJ credit refinancing addresses
75 Lei
Issuance of mortgage cancellation notices, if issued at least 60 days after the closing date of the credit
50 Lei
Commission setting up the attachment
15 Lei / check
Commission for payment of garnishment
31 Lei / Payment order for
payments over 31 Lei
Commission for payment of garnishment
10 Lei / Payment order for
payments less than or equal to 31 Lei
Commission for suspension/suspension of attachment
15 Lei /pound
Partial payment fee for the attachment from the credit line for corporate customers
60 Lei/plate
BT Alert service - current account notifications:
- BT Alert 40 option with 40 SMS included
10 Lei / month + 0,5 Lei / SMS
extra
- BT Alert 80 option with 80 SMS included
20 Lei / month + 0,5 Lei/ SMS
extra
SMS Alert service - card payment notifications
5 Lei / month / card in Lei
1 Eur / month / card in Eur
1,5 USD / month / card in Usd
SMS service Attachments - notifications related to attachments
free
SMS Direct Debit service - notifications related to direct debit payments (future payment, payment confirmation)
2 Lei / month / mandate
Home banking subscription - BT Ultra Multicash
20 Eur/ month (equiv. Lei)
BT Ultra Web internet and mobile banking subscription
20 Eur/ month (equiv. Lei)
NOTE:
BT Ultra Web - Mobile Banking is only available with authentication via the BT Sign app
BT Sign - software token for BT Ultra Web authentication
5 euro / month (from the second user onwards)
BT24 internet banking subscription
legal persons (including associations and foundations)
20 Lei /month
authorised individuals
1 Leu /month
BT Ultra ERP (Enterprise Resource Planning) subscription
25 Eur / month (equiv. lei)
BT Ultra ERP installation fee
100 Eur, regardless of the number of users
Mobile Banking
legal entities
5 Lei /month
authorised individuals
4 Lei /month
Vama online
Monthly fee
15 Eur/month/customs office (equiv. Lei)
Issuance of addresses at customer request (other than for refinancing) - official confirmation of account numbers, confirmations for audit firms, confirmations of authorised persons on the account in the bank
50 Lei + VAT
CIP consultation on request
5 Lei + VAT
Account statements sent via SWIFT
Daily transmission of the statement of account or the balance of an account by SWIFT message to a beneficiary with an account at another bank based on a request from the BT customer
25 Eur/ month for
each currency
NOTE:
The fees charged by Banca Transilvania for interbank transactions include TRANSFOND and BNR fees, respectively, charged by the two entities as administrators of the SENT and REGIS settlement systems, as follows:
- For collections made on debit payment instruments by electronic clearing, the TRANSFOND fee is 0.88 Lei/collection.
- For refused debit payment instruments, the TRANSFOND fee is 0.55 Lei/refusal.
- For payments by payment order, the fees charged by TRANSFOND, respectively BNR, are:
- 0,51 Lei/payment for transactions between 0 - 49.999,99 Lei, TRANSFOND fee for processing through SENT system;
- 6,00 Lei/payment for transactions ≥ 50.000 Lei (inclusive) or any amount settled in emergency mode, BNR fee for processing through ReGIS system.
- 0,45 Lei/instant payment, Transfond fee for payments ≤ 49.999,99 Lei.
VISA BUSINESS
SILVER (DEBIT)
debit card
persons
legal
VISA BUSINESS
GOLD (DEBIT)
debit card
persons
legal
VISA BUSINESS
SILVER (CREDIT)
credit card*
individuals
legal
VISA BUSINESS
GOLD (CREDIT)
credit card*
individuals
legal
Account in
VISA BUSINESS
SILVER (DEBIT)
Lei
VISA BUSINESS
GOLD (DEBIT)
Lei
VISA BUSINESS
SILVER (CREDIT)
Lei
VISA BUSINESS
GOLD (CREDIT)
Lei
Card issuer
VISA BUSINESS
SILVER (DEBIT)
10 Lei/card
VISA BUSINESS
GOLD (DEBIT)
100 Lei/card
VISA BUSINESS
SILVER (CREDIT)
0
VISA BUSINESS
GOLD (CREDIT)
50 Lei/card
Commission use
ATM BT for cash
VISA BUSINESS
SILVER (DEBIT)
0,4%
VISA BUSINESS
GOLD (DEBIT)
0,4%
VISA BUSINESS
SILVER (CREDIT)
2.5%,
min. 2.5 Lei
VISA BUSINESS
GOLD (CREDIT)
2.5%,
min. 2.5 Lei
POS BT for cash
VISA BUSINESS
SILVER (DEBIT)
0,4%
VISA BUSINESS
GOLD (DEBIT)
0,4%
VISA BUSINESS
SILVER (CREDIT)
2.5%,
min. 2.5 Lei
VISA BUSINESS
GOLD (CREDIT)
2.5%,
min. 2.5 Lei
ATM/POS of other banks
in Romania for
cash
VISA BUSINESS
SILVER (DEBIT)
1%+2.5 Lei
VISA BUSINESS
GOLD (DEBIT)
1%+2.5 Lei
VISA BUSINESS
SILVER (CREDIT)
2.5% + 2.5 Lei
VISA BUSINESS
GOLD (CREDIT)
2.5% + 2.5 Lei
ATM/POS of other banks
abroad for
cash
VISA BUSINESS
SILVER (DEBIT)
1%+2.5 Lei
VISA BUSINESS
GOLD (DEBIT)
1%+2.5 Lei
VISA BUSINESS
SILVER (CREDIT)
2.5% + 2.5 Lei
VISA BUSINESS
GOLD (CREDIT)
2.5% + 2.5 Lei
Buying goods
and services from
traders
VISA BUSINESS
SILVER (DEBIT)
free
VISA BUSINESS
GOLD (DEBIT)
free
VISA BUSINESS
SILVER (CREDIT)
free
VISA BUSINESS
GOLD (CREDIT)
free
Annual administration
card account
VISA BUSINESS
SILVER (DEBIT)
50 Lei/card
VISA BUSINESS
GOLD (DEBIT)
100 Lei/card
VISA BUSINESS
SILVER (CREDIT)
50 Lei/card
VISA BUSINESS
GOLD (CREDIT)
100 Lei/card
Card account funding
VISA BUSINESS
SILVER (DEBIT)
free
VISA BUSINESS
GOLD (DEBIT)
free
VISA BUSINESS
SILVER (CREDIT)
free
VISA BUSINESS
GOLD (CREDIT)
free
card reissue on expiry
VISA BUSINESS
SILVER (DEBIT)
0
VISA BUSINESS
GOLD (DEBIT)
10 Lei
VISA BUSINESS
SILVER (CREDIT)
0
VISA BUSINESS
GOLD (CREDIT)
10 Lei
Card reissue
demagnetized
VISA BUSINESS
SILVER (DEBIT)
0 Lei
VISA BUSINESS
GOLD (DEBIT)
0 Lei
VISA BUSINESS
SILVER (CREDIT)
-
VISA BUSINESS
GOLD (CREDIT)
-
Card and PIN reissue
VISA BUSINESS
SILVER (DEBIT)
15 Lei
VISA BUSINESS
GOLD (DEBIT)
15 Lei
VISA BUSINESS
SILVER (CREDIT)
15 Lei
VISA BUSINESS
GOLD (CREDIT)
15 Lei
Re-issue activation code
VISA BUSINESS
SILVER (DEBIT)
10 Lei
VISA BUSINESS
GOLD (DEBIT)
10 Lei
VISA BUSINESS
SILVER (CREDIT)
10 Lei
VISA BUSINESS
GOLD (CREDIT)
10 Lei
Issuance of
emergency card in RO
VISA BUSINESS
SILVER (DEBIT)
20 Lei
VISA BUSINESS
GOLD (DEBIT)
20 Lei
VISA BUSINESS
SILVER (CREDIT)
20 Lei
VISA BUSINESS
GOLD (CREDIT)
20 Lei
Issuing card in
emergency regime in
abroad
VISA BUSINESS
SILVER (DEBIT)
200 Eur
(Equivalent in
Lei)
VISA BUSINESS
GOLD (DEBIT)
200 Eur
(Equivalent in
Lei)
VISA BUSINESS
SILVER (CREDIT)
200 Eur
(Equivalent in
Lei)
VISA BUSINESS
GOLD (CREDIT)
200 Eur
(Equivalent in
Lei)
Cash supply in RO in
emergency regime
VISA BUSINESS
SILVER (DEBIT)
1%+2,5 Lei
(Equivalent in
Lei)
VISA BUSINESS
GOLD (DEBIT)
1%+2,5 Lei
(Equivalent in
Lei)
VISA BUSINESS
SILVER (CREDIT)
2,5% + 2,5 Lei
(Equivalent in
Lei)
VISA BUSINESS
GOLD (CREDIT)
2,5% + 2,5 Lei
(Equivalent in
Lei)
Cash supply in
abroad under
emergency regime
VISA BUSINESS
SILVER (DEBIT)
150 Eur
(Equivalent in
Lei)
VISA BUSINESS
GOLD (DEBIT)
150 Eur
(Equivalent in
Lei)
VISA BUSINESS
SILVER (CREDIT)
150 Eur
(Equivalent in
Lei)
VISA BUSINESS
GOLD (CREDIT)
150 Eur
(Equivalent in
Lei)
Administration fee
monthly of
credit limit*
VISA BUSINESS
SILVER (DEBIT)
-
VISA BUSINESS
GOLD (DEBIT)
-
VISA BUSINESS
SILVER (CREDIT)
2%,
minimum 50 Lei
VISA BUSINESS
GOLD (CREDIT)
2%,
minimum 50 Lei
Remittance of account statement
for the company by
mail
VISA BUSINESS
SILVER (DEBIT)
3.5 Lei/extras
VISA BUSINESS
GOLD (DEBIT)
3.5 Lei/extras
VISA BUSINESS
SILVER (CREDIT)
3.5 Lei/extras
VISA BUSINESS
GOLD (CREDIT)
3.5 Lei/extras
Send account statement
on request
VISA BUSINESS
SILVER (DEBIT)
5 Lei
VISA BUSINESS
GOLD (DEBIT)
5 Lei
VISA BUSINESS
SILVER (CREDIT)
5 Lei
VISA BUSINESS
GOLD (CREDIT)
5 Lei
Liquidation of card account
at the request of the company
VISA BUSINESS
SILVER (DEBIT)
2.5 Lei
VISA BUSINESS
GOLD (DEBIT)
2.5 Lei
VISA BUSINESS
SILVER (CREDIT)
2.5 Lei
VISA BUSINESS
GOLD (CREDIT)
2.5 Lei
Closing/suspending
a card at the request of
company
VISA BUSINESS
SILVER (DEBIT)
5 Lei/card
VISA BUSINESS
GOLD (DEBIT)
10 Lei/card
VISA BUSINESS
SILVER (CREDIT)
5 Lei/card
VISA BUSINESS
GOLD (CREDIT)
10 Lei/card
Modification of the period
of validity of
trading caps
- upon
request of the company
VISA BUSINESS
SILVER (DEBIT)
-
VISA BUSINESS
GOLD (DEBIT)
-
VISA BUSINESS
SILVER (CREDIT)
2,5 Lei/
change
VISA BUSINESS
GOLD (CREDIT)
2,5 Lei/
change
Report submission of
transactions by mail,
for
card holders ***
VISA BUSINESS
SILVER (DEBIT)
3.5 Lei
VISA BUSINESS
GOLD (DEBIT)
3.5 Lei
VISA BUSINESS
SILVER (CREDIT)
-
VISA BUSINESS
GOLD (CREDIT)
-
Inquiry fee
balance from ATMs and
BT POSs
VISA BUSINESS
SILVER (DEBIT)
0,3 Lei/
query
VISA BUSINESS
GOLD (DEBIT)
0,3 Lei/
query
VISA BUSINESS
SILVER (CREDIT)
0
VISA BUSINESS
GOLD (CREDIT)
0
Inquiry fee
balance from ATMs/
POS from other banks
in Romania
VISA BUSINESS
SILVER (DEBIT)
2 Lei/
query
VISA BUSINESS
GOLD (DEBIT)
2 Lei/
query
VISA BUSINESS
SILVER (CREDIT)
2 Lei/
query
VISA BUSINESS
GOLD (CREDIT)
2 Lei/
query
Inquiry fee
balance from ATMs/
other banks' POS
abroad
VISA BUSINESS
SILVER (DEBIT)
4 Lei/
query
VISA BUSINESS
GOLD (DEBIT)
4 Lei/
query
VISA BUSINESS
SILVER (CREDIT)
4 Lei/
query
VISA BUSINESS
GOLD (CREDIT)
4 Lei/
query
Maximum number of attempts
PIN
VISA BUSINESS
SILVER (DEBIT)
3
VISA BUSINESS
GOLD (DEBIT)
3
VISA BUSINESS
SILVER (CREDIT)
3
VISA BUSINESS
GOLD (CREDIT)
3
Modification of the
expenditure limit at the request of
company
VISA BUSINESS
SILVER (DEBIT)
2.5 Lei
VISA BUSINESS
GOLD (DEBIT)
2.5 Lei
VISA BUSINESS
SILVER (CREDIT)
-
VISA BUSINESS
GOLD (CREDIT)
-
Fee for settling
unfavourable/not applicable
a refusal to pay
VISA BUSINESS
SILVER (DEBIT)
9 Lei/contested transaction, maximum 50 Lei/cash or Eur/USD equivalent for foreign currency cards
VISA BUSINESS
GOLD (DEBIT)
9 Lei/contested transaction, maximum 50 Lei/cash or Eur/USD equivalent for foreign currency cards
VISA BUSINESS
SILVER (CREDIT)
9 Lei/contested transaction, maximum 50 Lei/cash or Eur/USD equivalent for foreign currency cards
VISA BUSINESS
GOLD (CREDIT)
9 Lei/contested transaction, maximum 50 Lei/cash or Eur/USD equivalent for foreign currency cards
Currency conversion fee
VISA BUSINESS
SILVER (DEBIT)
2%
VISA BUSINESS
GOLD (DEBIT)
2%
VISA BUSINESS
SILVER (CREDIT)
2%
VISA BUSINESS
GOLD (CREDIT)
2%
Ceilings on transactions
VISA BUSINESS
CLASSIC
debit card
legal entities
VISA BUSINESS
CLASSIC
debit card
legal entities
MASTERCARD
BUSINESS
debit card
legal entities
Account in
VISA BUSINESS
CLASSIC
Lei
VISA BUSINESS
CLASSIC
USD
MASTERCARD
BUSINESS
Eur
Card issuer
VISA BUSINESS
CLASSIC
2,5 Lei/card
VISA BUSINESS
CLASSIC
1 USD/card
MASTERCARD
BUSINESS
5 Eur/card
Commission use
ATM BT for cash
VISA BUSINESS
CLASSIC
0,2%
VISA BUSINESS
CLASSIC
0,5%
MASTERCARD
BUSINESS
0.5%, min. 3 Eur
POS BT for cash
VISA BUSINESS
CLASSIC
0,2%
VISA BUSINESS
CLASSIC
0,5%
MASTERCARD
BUSINESS
0.5%, min. 3 Eur
ATM/POS of other banks
in Romania for
cash
VISA BUSINESS
CLASSIC
0.5% + 2.50 Lei
VISA BUSINESS
CLASSIC
1%, min. 1 USD
MASTERCARD
BUSINESS
1%, min. 3 Eur
ATM/POS of other banks
abroad for
cash
VISA BUSINESS
CLASSIC
0.5% + 2.50 Lei
VISA BUSINESS
CLASSIC
1%, min. 1 USD
MASTERCARD
BUSINESS
1%, min. 3 Eur
Buying goods and
services from traders
VISA BUSINESS
CLASSIC
free
VISA BUSINESS
CLASSIC
free
MASTERCARD
BUSINESS
free
Annual
card account management
VISA BUSINESS
CLASSIC
5 Lei/card
VISA BUSINESS
CLASSIC
2 USD/card
MASTERCARD
BUSINESS
15 Eur/card
Card account funding
VISA BUSINESS
CLASSIC
free
VISA BUSINESS
CLASSIC
free
MASTERCARD
BUSINESS
free
Reissue card at
maturity
VISA BUSINESS
CLASSIC
free
VISA BUSINESS
CLASSIC
free
MASTERCARD
BUSINESS
free
Card reissue
demagnetized
VISA BUSINESS
CLASSIC
0 Lei
VISA BUSINESS
CLASSIC
0 Lei
MASTERCARD
BUSINESS
-
Card and PIN reissue
VISA BUSINESS
CLASSIC
15 Lei
VISA BUSINESS
CLASSIC
2 USD
MASTERCARD
BUSINESS
5 Eur/card
Reissue code
activation
VISA BUSINESS
CLASSIC
10 Lei
VISA BUSINESS
CLASSIC
2 USD
MASTERCARD
BUSINESS
1 Eur
Issuing card under
emergency in RO
VISA BUSINESS
CLASSIC
-
VISA BUSINESS
CLASSIC
-
MASTERCARD
BUSINESS
10 Eur/card
Issuing of
emergency card abroad
VISA BUSINESS
CLASSIC
-
VISA BUSINESS
CLASSIC
-
MASTERCARD
BUSINESS
150 Eur/request
Emergency cash supply
in RO
VISA BUSINESS
CLASSIC
1%+2.5 Lei
VISA BUSINESS
CLASSIC
-
MASTERCARD
BUSINESS
1%, min. 3 Eur
Information sold at
ATMs/ POS BT
VISA BUSINESS
CLASSIC
0.3 Lei/query
VISA BUSINESS
CLASSIC
0.3 USD/query
MASTERCARD
BUSINESS
0.1%/query
Emergency cash supply abroad
VISA BUSINESS
CLASSIC
-
VISA BUSINESS
CLASSIC
-
MASTERCARD
BUSINESS
100 Eur/request
Account balance information at
ATM/ POS of other
banks in the country
VISA BUSINESS
CLASSIC
2 Lei/query
VISA BUSINESS
CLASSIC
1 USD/query
MASTERCARD
BUSINESS
1 Eur/query
Account balance information at
ATMs/ POSs of other
banks abroad
VISA BUSINESS
CLASSIC
4 Lei/query
VISA BUSINESS
CLASSIC
1 USD/query
MASTERCARD
BUSINESS
1 Eur/query
Send account statement
on request
VISA BUSINESS
CLASSIC
5 Lei
VISA BUSINESS
CLASSIC
1 USD
MASTERCARD
BUSINESS
2 Eur/extras
Liquidate card account at
company request
VISA BUSINESS
CLASSIC
2,5 Lei (In the case of
this card, this
fee is
waived for customers
who opt for
VBS or VBG issuance)
VISA BUSINESS
CLASSIC
1 USD
MASTERCARD
BUSINESS
free
Closing/suspending
a card at the request of
company
VISA BUSINESS
CLASSIC
2,5 Lei (In the case of
this card, this
fee is
waived for customers
who opt for
VBS or VBG issuance)
VISA BUSINESS
CLASSIC
-
MASTERCARD
BUSINESS
free
Report submission of
transactions by mail,
for
card holders ***
VISA BUSINESS
CLASSIC
3.5 Lei
VISA BUSINESS
CLASSIC
0
MASTERCARD
BUSINESS
-
Modification of the
validity period of the
trading caps - at
company's request
VISA BUSINESS
CLASSIC
-
VISA BUSINESS
CLASSIC
-
MASTERCARD
BUSINESS
0,5 Eur/modification
Remittance of account statement
for the company by
mail
VISA BUSINESS
CLASSIC
3.5 Lei/extras
VISA BUSINESS
CLASSIC
1 USD/extras
MASTERCARD
BUSINESS
1 Eur/extras
Maximum number of attempts
PIN
VISA BUSINESS
CLASSIC
3
VISA BUSINESS
CLASSIC
3
MASTERCARD
BUSINESS
Modification of the
expenditure limit at the request of
company
VISA BUSINESS
CLASSIC
2.5 Lei
VISA BUSINESS
CLASSIC
0.5 USD/change
MASTERCARD
BUSINESS
-
Fee for settling
unfavourable/not applicable
a refusal to pay
VISA BUSINESS
CLASSIC
9 Lei/contested transaction, maximum 50 Lei/cash or Eur/USD equivalent for foreign currency cards
VISA BUSINESS
CLASSIC
9 Lei/contested transaction, maximum 50 Lei/cash or Eur/USD equivalent for foreign currency cards
MASTERCARD
BUSINESS
9 Lei/contested transaction, maximum 50 Lei/cash or Eur/USD equivalent for foreign currency cards
Currency conversion fee
VISA BUSINESS
CLASSIC
-
VISA BUSINESS
CLASSIC
-
MASTERCARD
BUSINESS
0
Ceilings on transactions
Withdrawal from
cash/day/ account
(ATM + POS cash)**
VISA BUSINESS
CLASSIC
10.000
Lei/cont/day
VISA BUSINESS
CLASSIC
2,500
USD/cont/day
MASTERCARD
BUSINESS
2.200
Eur / account/ day
Merchant payments
(POS shopping) ******
VISA BUSINESS
CLASSIC
20.000 Lei/card/day
VISA BUSINESS
CLASSIC
4,200 USD/card/day
MASTERCARD
BUSINESS
3.900 Eur/card/day
Internet transaction limit
VISA BUSINESS
CLASSIC
5.000 Lei/day/card with
CVV
0 Lei/day/card without CVV
****
cumulative: 5.000 Lei/day/
card *****
VISA BUSINESS
CLASSIC
2.000 USD
MASTERCARD
BUSINESS
1.500 Eur/day/card
with CVV
0 Eur/day/card
without CVV ****
1.500 Eur/day/
card *****
Comments:
* Charged on the 26th of the month if the company does not have a turnover at least equal to the amount of credit used at the end of the previous month, this fee will be applied to the balance of credit used at the end of the previous month.
** Represents the cumulative cash withdrawal limit per day/all cards issued per company.
*** Fee of 3.5 Lei will be charged once for generating and submitting all transaction reports per company
**** With the possibility to be increased by the company to 5.000 Lei/day/card or 1.500 Eur/day/card in case of cards in Eur
***** Cumulative limit, represents the maximum amount up to which online transactions can be made with a single card in one day
****** With the possibility to be increased by the company to 100.000 lei/card/day or 20.200 Eur/card/day in case of cards in Eur and 20.200 USD/card/day in case of cards in USD
Intrabank payments via electronic channels
free
Interbank payments in EUR via electronic channels to a bank account outside the SEPA area or in currencies other than EUR, in or outside the SEPA area
0.1%, min. 15 Eur
max. 600 Eur
Interbank payments in EUR via electronic channels to a SEPA bank account, all in EUR equivalent
from 0 to 999,99 Lei
2.5 Lei
from 1.000 lei to 49.999,99 lei
5 Lei
amounts ≥ 50.000 Lei
10 Lei
Instant interbank payments in EUR via BT24 and Neo electronic channels to an account of a bank in the SEPA area active in TIPS (Target Instant Payment Settlement), up to a maximum amount of EUR 10,000/payment, all in EUR equivalent
from 0 to 999,99 Lei
2.5 Lei
from 1000 Lei to 49.999,99 Lei
5 Lei
amounts ≥ 50.000 Lei
10 Lei
Over-the-counter intrabank payments
2 Eur
Interbank payments in EUR over the counter, to a bank account outside the SEPA area or in currencies other than EUR, in or outside the SEPA area (SWIFT fee included)
0.2%, min. 20 Eur,
max. 800 Eur
Interbank payments in EUR over the counter to a SEPA bank account, all in EUR equivalent
from 0 to 49.999,99 Lei
10.51 Lei
amounts ≥ 50.000 Lei
16,00 Lei
NOTE:
Note: In addition to Banca Transilvania's fees, in the case of payments in foreign currency to other banks, to a beneficiary having an account with a bank outside the SEPA area, made with the SHA and OUR option, correspondent bank fees will be charged, the amount of which is determined by them.
In the case of payments in EUR to a beneficiary having an account with a bank in the SEPA area, correspondent bank fees will not be charged.
Transfers of foreign exchange receipts and payments must comply with the legality criteria deriving from the legislative and internal regulatory framework in force. Depending on the risks associated with transactions from the perspective of money laundering/terrorist financing and international sanctions, Banca Transilvania:
i) does not honour any transfers with indices of countries under international sanctions/restrictions: Cuba, Iran, Syria, Sudan, South Sudan, North Korea, Belarus, Transnistria Region of the Republic of Moldova and Crimea, Donetsk, Lugansk, Zaporozhye and Herson Regions of Ukraine, Afghanistan and Venezuela.
(ii) requires the submission of supporting documentation for the processing of transfers to/from the countries: Democratic Republic of Congo, Zimbabwe, Myanmar/Burma, Libya, Iraq , Russian Federation and Ukraine (additionally, in the case of payments, the completion of an Affidavit of Declaration is required to inform clients of the risk of funds being blocked).
Intra-bank and inter-bank foreign exchange receipts
free
Instant receipts in Eur
free
Emergency fee applied to payments
20 Eur, in the equivalent of the currency of the payment
Change/cancel foreign exchange payment
30 Eur
Changes in currency receipts with incorrect details
5 Eur
Investigations of foreign exchange receipts/payments
20 Eur
Bank cheque deliveries
0.75%, min. 10 Eur
Species for the registration, collection and remittance of bank cheques in foreign currency and traveller's cheques
cecuri cu valoare < 5.000 Eur
1,50%, min. 40 Eur / cheque
cheques with a value ≥ 5.000 Eur
1,50%, max. 300 Eur / cheque
NOTE:
- For cheques with a value ≥ 5.000 Eur, a special courier fee is also charged;
- Traveller's cheques are not payable on the spot, they are processed as bank cheques.
Cancelled cheques (on presentation of the original cheques issued by Banca Transilvania) or returned dishonoured (of cheques handed over for collection)
10 Eur / cheque
Commission stop payment
SWIFT message commission
NOTE:
- For operations involving the issue and remittance of foreign currency cheques, the fees are charged in the currency of the cheque.
- For all the above operations, the fees of the correspondent banks are added.
Issue / increase / extension of the letter of credit
0.15% / quarter. or fraction of
quarter, min 75 Eur / quarter. or
fraction of quarter.
Payment
ditto transfers
Check documents
0.10%, min. 50 Eur
Modify, cancel
30 Eur
Discrepancies (deducted from the payment made under the letter of credit)
80 Eur
Fee in case of failure to submit additional photocopies of documents by the credential holder (to be deducted from the payment made under the credential)
10 Eur
Preaching
20 Eur
Approval, increase
0.1%, min. 75 Eur
Pre-check documents
50 Eur/set of documents
Document Handling / Remittance
0.15%, min. 75 Eur
Modify, cancel
30 Eur
Confirmation
Negotiable (to be determined according to
the risk class of the issuing country/bank)
Transfer of the letter of credit to another beneficiary
0.20%, min. 100 Eur
Assignment of proceeds under the export/receipt letter of credit
100 Eur
Cancellation of the letter of assignment
30 Eur
Approval of the assignment of an export/borrowing letter of credit in favour of a BT customer
30 Eur
Remittance to another bank of a received letter of credit or its amendments
75 Eur
Simple (clean) incase approval
20 Eur
Approval of documentary receipts
0.15%, min. 20 Eur, max. 500 Eur
Payment
ditto transfers
Document releases
15 Eur
Remittance on collection incasso simple
15 Eur
Remittance on receipt of documentary collection
0.15%, min. 20 Eur, max. 500 Eur
Edit
20 Eur
Unpaid returned documents
20 Eur
Release of goods shipped to BT
15 Eur
Issuance / increase / extension of letter of guarantee secured by cash collateral
0.25% / quarter. or fraction
of quarter, min. 50 Eur / quarter. or
fraction of quarter.
Issue / increase / extension of letter of guarantee secured by collateral other than cash collateral
(0.25+risk margin)% / quarter. or
fraction of quarter, min. 50 Eur /
quarter. or fraction of quarter.
Modification / cancellation of the letter of guarantee
20 Eur
Payment in the event of a request for enforcement
ditto transfers
Guarantee letter / stand-by letter of credit approval
50 Eur
Verification of authorised signatures
10 Eur
Transmission of payment requests in execution of letters of guarantee
0.20%, min. 50 Eur,
max. 200 Eur
Modification / cancellation of the letter of guarantee
20 Eur
Notify
0.1%, min. 50 Eur
Verification (if applicable)
0.1%, min. 30 Eur
Issued
negotiable
SWIFT message fee
Europe - 10 Eur, Romania - 7 Eur, Other areas - 15 Eur
Custody fee (EurOCLEAR/CLEARSTREAM)
0.10%/year, charged monthly
Payment fees
25 Eur negotiable/payment
Amendment/cancellation fee
15 Eur/operation
Coupon redemption
15 Eur/operation
Tax reclaim
70 Eur/operation
NOTE:
All fees are VAT inclusive.
Submission
free
Raise
0.8%, min. 3 Eur
whether the documentation submitted is complete
free
if the bank obtains additional information from RECOM
35 Lei
by mail
10 Eur
whether the documentation submitted is complete
free
if in the process of updating the bank's data it obtains information from RECOM
35 Lei
Current account management (in current account currency)
5 Lei/month/ account
Dobandas at sight
0%
Current account management for high-risk clients
50 Eur/year
Approval of new specimen signatures for legal entities
5 Lei
Listed monthly statements
free
Electronic monthly statement of account
free
Listed daily statement
15 Law/extras
Daily statement in electronic format
free
Issue duplicate account statements
15 Lei/duplicate
Issue of duplicates of the documents attached to the statement of account (paper payment orders, receipts, forms)
15 Lei/duplicate
Additional commission for customer account management CAEN code: Gambling and betting activities
450 Lei/month
In addition to the above conditions, transmission charges (e.g. telephone, fax, SWIFT, telex, post, DHL, etc.) will be levied where applicable.
Unless otherwise specified, all fees are charged following the transaction in question.
The Bank reserves the right to change the fees and charges in this list. The new fees and commissions will be made available to clients in accordance with the provisions of Banca Transilvania's General Business Conditions applicable to Legal Entities.
The Bank reserves the right to charge the customer any fees applied by the National Bank of Romania or other banks involved in the processing of a given operation.
Risk-related fees will be charged in addition to the above-mentioned fees on a case-by-case basis.
In order to comply with European Community legislation, from 2007 onwards, certain categories of commission will be subject to VAT. The commission and the related VAT will appear as separate transactions on the statement of account and at the end of each month an invoice will be issued containing all VAT transactions for that month.
