Invest directly from the app 4.8
Install

You've reached the end of the results

No results found

Popular searches

This page is automatically translated from Romanian into English.

  • ATMs and cash machines
  • Online appointment
    • Internet Banking Internet Banking
    Internet Banking
    Discover
    Credit for
    personal needs         The
    home credit         Credit simulator
    See all credits
    Shopping cards Shopping cards Cards in lei Cards in lei The Youth Card The Youth Card
    See all cards
    Current account subscription
    Term deposit
    Private banking Premium Club
    Current account subscription
    Discover
    Current account subscription
    Financing
    E-commerce POS POS App
    Payment solutions
    Term deposit
    Division for Doctors Agri
    Corporate
    Discover
    Current account subscription
    See all articles
    See all articles
    Education Social Medium
    See all projects
    Discover
    We have made a firm commitment to Romanians and local entrepreneurs in supporting their dreams, BT being the partner with whom they can start their journey.
    ӦMER Tetik CEO Banca Transilvania
    ӦMER Tetik - CEO Banca Transilvania
    Call Center
    • High waiting time!

    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT or BT Visual Help.

    •
    0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.
    Fraud assistance
    If you suspect fraud on your account, quickly call 0264 308 055.

    Search with AI Search

    AI Search on Ask BT answers all your banking questions.

    BT Visual Help

    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    Notifications

    Maintenance scheduled for BT cards and apps on March 22/23, 12:30 AM - 2:30 AM

    March 21, 2025 09:00

    Banca Transilvania Launches BT Pay Italia: Italian IBAN, Digital Card and Instant Transfers 

    March 20, 2025 11:55

    Banca Transilvania's brand value increased by 39% to reach 955 million dollars

    March 20, 2025 10:30

    BT Financial Group continues its sustained growth and strengthens its market position

    February 28, 2025 07:40

    BT applications are under scheduled maintenance as technical integration of OTP Bank customers is taking place. Some functionalities are temporarily unavailable until March 2, 7:00 AM.

    February 27, 2025 09:00

    Beware of fraud attempts.

    February 13, 2025 09:30

    You've reached the end of the results

    No results found

    Popular searches

    Savings and investments

    What happened to my savings and term deposits?  

    If you had term deposits or savings accounts with OTP Bank, these were taken over by BT on February 28, 2025. 

    Good to know about deposits taken over by BT

    • The savings products have been taken over with the interest rate percentage from OTP Bank and this will be updated at the first maturity, in line with BT's interest rates.
    • If you want to leave a deposit at any time, the fees for withdrawing cash or transferring are BT's standard fees. 
    • If you have a monthly interest bearing deposit that closes at maturity, it will automatically roll over into BT at the first maturity and interest is paid monthly into your current account. In the event of termination before maturity, any interest paid early will be recovered by the bank. 
    • Deposits taken at BT cannot be replenished after the opening date.
    • For term deposits, partial withdrawals before maturity will not be possible. Withdrawals are only possible after the deposit has been closed, in which case spot interest is payable. At the moment, spot interest is zero.  
    • If you have a term deposit with one of the maturities below, they will be extended to the first maturity as follows:

       

      OTP deposit maturity
      Maturity of deposit taken over in BT
      7 days
      1 month
      2 months
      3 months
      4 months
      3 months
      5 months
      6 months
      7 months
      6 months
      9 months
      12 months
      13 months
      12 months

       

    • If you have a 1-month term deposit in Pounds Sterling (GBP) or Swiss Francs (CHF), it will be extended to the first 3-month maturity. 
    • If you have an 18 or 24-month term deposit with an automatic extension at maturity, these will be liquidated at maturity. 
    • If you have an 18- or 24-month dollar (USD) term deposit with automatic rollover, at the first maturity it will be extended for 12 months. 

    All deposits are guaranteed by the Bank Deposit Guarantee Fund, up to €100,000/depositor. 

    Good to know about savings accounts taken over by BT  

    • - Both the account balance and the interest accrued to date on savings accounts have been transferred to BT. After the migration, the interest on savings accounts was updated in line with the pricing policy published on the website and in BT's branches. Except for the savings accounts mentioned below which have been migrated to current accounts.
    • Interest is calculated daily based on the account balance and capitalized monthly into the savings account on the anniversary.
    • You can make cash deposits or withdrawals from your savings account at any time, but the account balance cannot fall below the minimum required balance of 100 lei/ 100 euro. If the balance falls below this amount, the account will be closed and the money will be automatically transferred from the savings account to the current account. 
    • If you had a savings account in US dollars (USD), Swiss francs (CHF) or forints (HUF), the accumulated funds, including the interest accrued to date, have been transferred to your current account with BT, which does not offer interest.
    • If you had a Junior 'Start', 'Plus' or 'Max' savings account, both the account balance and the interest earned to date have been transferred to BT into a current account, which does not pay interest. If you want, you can opt to open a savings account with BT later. 

    Important information on investment funds:    

    • If on February 28, 2025 your balance in the investment funds managed by OTP Asset Management S.A.I. SA, Goldman Sachs Management BV & Franklin Templeton Investment Limited was zero, then the intermediation contract has terminated as of February 28, 2025.
    • As of March 1, 2025, the fund unit distribution agreement between OTP Asset Management Romania SAI SA and Banca Transilvania entered into force. Therefore, as from March 1, 2025, it will be possible to carry out subscription and redemption operations with fund units through Banca Transilvania.
    More

    What happens to the funds I invest in?    

    If you have investment funds with OTP Asset Management SAI, they will be managed according to the issue prospectus, and you will still have the possibility to subscribe or redeem fund units through OTP Asset Management Romania SAI. The investment funds will continue to be managed by OTP Asset Management, and investors will be informed in due time of any change in their management.

    These investment funds will soon be accessible through the territorial network of Banca Transilvania S.A..

    Investors will be notified of the effective date of the start of operations with fund units through Banca Transilvania. Information about these funds can be obtained by e-mail office@otpfonduri.ro or by phone +40 372 915 608.

    The system is experiencing problems. Try again a little later.
    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search suggestions
    Powered by Azure OpenAI GPT-4o
    AI Search provides automatically generated answers, using GPT-4o technology, which may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta - that uses GPT-4o technology to simplify the process of finding and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

    Download BT Pay

    Scan the code with your mobile phone, depending on your phone system.

    Download BT Pay

    Scan the code with your mobile phone, depending on your phone system.

    Download BT Pay

    Scan the code with your mobile phone, depending on your phone system.
    Download NeoBT

    Scan the code with your mobile phone, depending on your phone system.
    Download NeoBT

    Scan the code with your mobile phone, depending on your phone system.
    Download NeoBT

    Scan the code with your mobile phone, depending on your phone system.
    Download BT24

    Scan the code with your mobile phone, depending on your phone system.
    Download BT24

    Scan the code with your mobile phone, depending on your phone system.