This page is automatically translated from Romanian into English.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Call Center

PESTE
20
MIN
WAITING TIME
10
CUSTOMERS
IN CONVORBORATION
9
CUSTOMERS
WAITING
0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

How does it work?

You make your STAR Forte card and receive in your account up to 5 times your monthly income.

You can take up to 25,000 lei.

Request custom calculation See the conditions for granting

How do you pay for your purchases?

You have two payment options, each with its own benefits.

In installments, without interest

You get up to 18 instalments in over 20,000 partner stores.

The entire amount, at the time of purchase of the products

Every full payment earns you STAR points. More precisely, 1 lion spent = 1 STAR point. You can use the accumulated points for future purchases.

To enjoy interest-free instalments, all you need to do is mention to the merchant that you want to pay by card at a BT POS.

Request custom calculation

How do you get STAR points?

You get STAR points for every full payment purchase you make at a BT POS.

STAR partner stores

You have up to 15% of the value of your purchases in STAR points.

Magazine
non-partner

You have 0.3% of the value of your purchases in Romania and 0.1% of the value of your purchases abroad.

READ THE RULES

Where can you pay with STAR points?

Use your STAR points in partner shops by paying at a BT POS. To do this, before the actual payment, specify that you want to use STAR points. Discover below the list of shops that accept payment with points.

See list of shops

Example in case of reimbursement by instalments

Let's say you have a STAR shopping card with a 3,000 lei credit line.

You want to renovate your apartment and you buy building materials and furnishings from a STAR partner store.

You pay 1800 lei in 5 installments (of 360 lei) without interest, on May 15 and you stay on the card with 1200 lei.

How NOT to pay interest

To avoid paying interest, make sure you have deposited your instalment by the 25th of each month. If you don't deposit the full amount, you are obliged to deposit 10% of the amount used and you will be charged 24% interest. Whatever you deposit, you can use immediately for other purchases.

Interest-free installment payment rules →

May

1 MAI
Available for 3000 lei
15 MAI
Purchase - 1800 lei
Available 1200 lei
31 MAI
Available for 1200 lei

June

25 Jun
Rate 1 -300 lei
30 IUN
Available 1500 lei
(available 31 May + Rate 1)

July

25 Jul
Rate 2 -300 lei
30 IUL
Available 1800 lei
(available 30 June + Rate 2)

August

25 AUG
Rate 3 -300 lei
31 AUG
Available 2400 lei
(available 30 June + Rate 2)

September

25 SEP
Rate 4 -300 lei
30 SEP
Available 2400 lei

October

25 OCT
Rate 5 -300 lei
31 OCT
Available for 2700 lei

November

25 NOI
Rate 6 -300 lei
30 NOI
Available for 3000 lei

Example in the case of full payments

You have a STAR shopping card with a credit line of 3000 lei

You buy on may 15th products worth 500 lei that you pay in full.

How NOT to pay interest

In order not to pay the interest, you must deposit the full amount you used by the 25th of the following month. If you deposit after the 25th of the following month, you will be calculated the interest of 24%

In order not to pay interest, make sure you deposit the installment by the 25th of each month. If you do not deposit the full installment, you are obliged to deposit 10% of the amount used and you will be calculated interest of 24%. Everything you deposit, you can immediately use it for other purchases.

Tip: For monthly payments, use the free BT Pay or BT24 app to transfer between your cards.

May

1 MAI
Available for 3000 lei
15 MAI
Purchase - 500 lei
Available 2500 lei
31 MAI
Available 2500 lei

June

25 Jun
Full payment 500 lei
30 IUN
Available/
credit paid 3000 lei

I want STAR Forte!

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If you want STAR Forte, you need a BT account.

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Your cards are all digital, via the BT Pay app