Shopping cards
Cards in lei
The Youth Card
Useful information
Explanatory guide for credit terms
Car leasing
Costs
- Fixed interest rate of 13.25% throughout the loan period
- CASCO and RCA insurance costs (according to our partners' offer)
- Valuation cost of the leased car: 297,50 lei VAT included/valued good, only for used cars
- Car registration costs: 1.130,50 lei VAT included
Full list of commissions
Commission
Value
File analysis
2.975 lei VAT included, only if the leasing contract is signed
Credit management
59,50 lei VAT inclus/month
Early repayment*
0,5 % of the amount reimbursed, if the reimbursement is made less than 12 months before the due date or 1 % of the amount repaid, otherwise
Services provided on request
238 lei VAT included/service
Cost of car evaluation
297,50 lei VAT included (only in the case of used cars)
* Early full reimbursement can only take place after 12 months from the date of commencement of the contract.
Representative example
Car leasing with fixed interest of 13.25%.
New car price
178.500 lei VAT included
Duration of the loan
5 years (60 monthly installments)
Interest
fixed 13.25%
Monthly instalment
2.799 lei VAT included
AER (Annual Percentage Rate of Charge)
14,95%*
TOTAL COST OF THE LEASE
72,716 lei
TOTAL AMOUNT OF PAYMENT
252,347 lei*
This example was calculated for an advance of 37.500 lei VAT included and a residual value of 44.625 lei VAT included.
* The values do not include insurance (CASCO, RCA) that have not been taken into account and depend on the financed asset.
