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  • 0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

    Search with AI Search

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    BT Visual Help

    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    How does it work?

    You make your STAR Platinum card and receive in your account up to 5 times your monthly income.

    See the conditions for granting

    You pay with the STAR card when you buy, when you need it.

    You pay in interest-free installments.

    See example of repayment, without interest.

    You pay
    everything you buy in full.

    See example of reimbursement, in case of full payment.

    You can pay up to 18 interest-free instalments at any of our 20,000 STAR partner stores.

    You get STAR points with which you can pay for your next purchases.
    1 point = 1 leu

    Request a custom calculation

    How do you get STAR points?

    You pay with the STAR card when shopping, choosing the physical stores*, your favorite.

    STAR partner stores

    You get up to 15% of the value of your purchases when you pay exclusively via BT POS.

    Non-partner stores

    You have 0.3% of the value of your purchases in Romania and 0.1% of the value of your purchases abroad.

    READ THE RULES

    How do you use STAR points?

    Use your STAR points in partner shops by paying at a BT POS. To do this, before you pay, specify that you want to use STAR points.

    Discover the list of shops that accept payment with points.

    Example in case of reimbursement by instalments

    Let's say you have a STAR shopping card with a credit line of 3000 lei.

    You want to renovate your apartment and buy building materials and furnishings from a STAR partner store.

    You pay 1800 lei in 5 installments (of 360 lei) without interest, on May 15 and you stay on the card with 1200 lei.

    How NOT to pay interest

    In order not to pay interest, make sure you deposit the installment by the 25th of each month. If you do not deposit the full installment, you are obliged to deposit 10% of the amount used and you will be calculated the interest of 24%. Everything you deposit, you can immediately use it for other purchases.

    Interest-free installment payment rules →

    May

    1 MAI
    Available for 3000 lei
    15 MAI
    Purchase - 1800 lei
    Available 1200 lei
    31 MAI
    Available for 1200 lei

    June

    25 IUN
    Rate 1 -300 lei
    30 IUN
    Available 1500 lei
    (available 31 May + Rate 1)

    July

    25 IUL
    Rate 2 -300 lei
    31 IUL
    Available 1800 lei
    (available 30 June + instalment 2)

    August

    25 AUG
    Rate 3 -300 lei
    31 AUG
    Available 1800 lei
    (available 31 July + instalment 3)

    September

    25 SEP
    Rate 4 -300 lei
    31 SEP
    Available 2400 lei

    October

    25 OCT
    Rate 5 -300 lei
    31 OCT
    Available for 2700 lei

    November

    25 NOI
    Rate 6 -300 lei
    31 NOI
    Available for 3000 lei

    Example in the case of full payments

    You have a STAR shopping card with a credit line of 3000 lei

    How NOT to pay interest

    In order not to pay the interest, you must deposit the full amount you used by the 25th of the following month. If you deposit after the 25th of the following month, theinterest of 24% will be calculated

    In order not to pay interest, make sure you deposit the installment by the 25th of each month. If you do not deposit the full installment, you are obliged to deposit 10% of the amount used and you will be calculated the interest of 24%. Everything you deposit, you can immediately use it for other purchases.

    Type: For monthly payments, use the free BT Pay or BT 24 app to transfer between your cards.

    May

    1 MAI
    3000 lei
    15 MAI
    Purchase - 500 lei
    Available 2500 lei
    31 MAI
    Available 2500 lei

    June

    25 IUN
    Full payment 500 lei
    30 IUN
    Available /
    credit paid 3000 lei

    I want STAR Platinum!

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