Personal loans for real estate
Credit in brief
Loan Simulator
The most accessed loans
12.40% for current needs loans for real estate purposes* (IRCC + 6.50pp) variable interest if you receive your income from BT.
Amount of credit
50.000 lei
50.000 lei
Amount of credit
80.000 lei
80.000 lei
Duration
10 years (120 monthly installments)
10 years (120 monthly installments)
Duration
10 years (120 monthly installments)
10 years (120 monthly installments)
Annual effective interest rate
13.26%
13.26%
Annual effective interest rate
13.22%
13.22%
Amount of the first instalment
729lei
729lei
Amount of the first instalment
1.166 lei
1.166 lei
Total amount to be paid
87.764 lei
87.764 lei
Total amount to be paid
140.249 lei
140.249 lei
* The examples above are variable interest loans, calculated for people who collect their salary at BT.
As of August 2022 we have a NEW protocol concluded with ANAF, based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility to obtain information on the income of individuals applying for a BT credit. The information is obtained with the consent of the applicant, with the protection and assurance of professional secrecy, with respect for the rights concerning the processing of personal data. The protocol aims to improve the credit application process by simplifying documentation and facilitating access to finance.