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    Star credit cards

    BE A SHOPPING STAR

    Apply for the Star Forte card by October 31 and you could win a VIP experience for two at the 2026 Grammy Awards Gala in Los Angeles. 

    Pay how you want, when you want, in over 35,000 partner shops.

    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS have already chosen to be a Star!
    +600.000 ROMANIANS
    They've already chosen to be a Star!
    • Shop with up to 18 interest-free installments and no fees.
    • You get up to 10% in Star Points when you pay in full.
    • You have credit on the card up to 5 times your income, maximum 25,000 lei.
    • You collect Star points that you can use for future purchases.
    • You have up to 55 days grace and zero interest on your installment until 25.
    • You only need 800 lei minimum income to apply for the card.

    APPLY TO STAR

    Fill in the form and we'll call you to discuss all the details.

    STAR and BT Pay

    The perfect shopping mix

    Get your Star Forte in 10 minutes or less, pay with it directly from BT Pay, earn Star points and benefit from interest-free installments. It's simple, secure and handy so every shopping experience is hassle-free. 🚀

    SOLD. POINTS STAR. RATE.

    All the information you need on your phone in BT Pay.

    REAL-TIME TRANSACTIONS

    Pay with your phone or card and instantly see your transactions in the app.

    KEEP TRACK OF EXPENSES

    Restaurant, transportation or shopping. See all payments grouped by category.

    MANAGE YOUR INSTALLMENT PAYMENTS

    Automatic or manual. Manage your installment payments in the Credit Info section.

    YOU ARE SAFE

    Your cards are always on your phone. Lock, unlock, change limits and approve payments. No hassle.

    SMART SHOPPING

    SMART SHOPPING

    INTEREST-FREE INSTALLMENTS. LIMITLESS JOYS.

    SEE WHICH CREDIT CARD SUITS YOU

    Shopping flexibility with Star Forte, premium benefits with Star Gold or exclusive perks with Star Platinum. Choose the credit card that works best with your wishlist.

    BUY FROM STAR SHOPS

    35,000 partner stores where you can pay in installments or with points, online or in stores. Whether national or local, you can find all product categories in the Star network.

    AWARD CONDITIONS

    • Minimum income of 800 lei
    • Minimum of 3 months in your current job
    • Minimum age of 18 years
    • No credit arrears
    • Romanian citizenship
    • Costs
    AWARD CONDITIONS

    RAPID HELP

    To benefit from interest-free installments, all you have to do is mention in the physical locations of the partner stores that you want to pay in installments or online by selecting the payment solution specified on each Star partner's page.

    To get STAR loyalty points, you need to pay in full through a BT POS ⭐ ⭐

    It's also good to know: if you opt for interest-free installment payments for these transactions, you won't receive STAR points.

    To apply for a Star BT credit card, you need the following documents:

    • Identity card
    • ANAF agreement - showing your monthly income, which you must sign.
    • Special categories may also require a pay slip - but our colleagues will guide you. 🤗

    Well, you can use up to 600 STAR points / transaction / day / account. 😊

    Of course, for every payment you make abroad, you get 0.1% points off the value of your purchases.

    Yes, it is possible to withdraw money from your Star BT shopping card, but it's important to bear in mind fees applicable. You can find them on the BT website, in the Star Card Comparator section.

    The Star BT card is mainly designed for purchases and installment payments, but it also offers the flexibility to withdraw cash, at the costs mentioned above. You have a 55-day grace period for both card purchases and cash withdrawals.

    REPRESENTATIVE EXAMPLE

    FORTE

    GOLD

    PLATINUM

    Loan amount
    10.000 lei
    10.000 lei
    10.000 lei
    Durata împrumutului
    5 years
    5 years
    5 years
    Fixed interest rate
    24%/year
    24%/year
    24%/year
    APR (Annual Percentage Rate of Charge)
    26.77% *
    29,06% *
    31,91% *
    Total cost of the loan
    12.045 lei
    13.000 lei
    14.000 lei
    Total amount payable
    22.045 lei
    23.000 lei
    24.000 lei

    * APR calculated on the assumption that the line of credit is withdrawn in full from the BT ATM or POS at the BT counter after the loan has been granted, with subsequent monthly interest payments on the committed loan.

    APPLY FOR THE STAR CREDIT CARD

    With the Star Forte shopping card you get interest-free installments, hassle-free shopping and benefits with every payment. Fill in the form and we'll call you with all the details.

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