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    Search with AI Search

    AI Search on Ask BT answers all your banking questions.

    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    Your card, your choice.

    From the McLaren fan card to the virtual card created in collaboration with your favorite festival, we've thought of everything. You choose the currency and benefits, we come up with the coolest cards and the best integration with BT Pay.

    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +++5 MILLION cards Chosen by customers who already enjoy all the benefits.
    +5 MILLION cards
    Chosen by customers who already enjoy all the benefits.

    Everything from bt pay

    Full control of your cards

    BT Pay: an ecosystem where you manage everything about your cards. Pay quickly with your phone, see all your monthly expenses, save with Round-up or apply for Overdraft - spare cash on your debit card. Simple, accessible.

    REAL-TIME TRANSACTIONS

    Pay by phone or card and see all the information instantly.

    YOUR CARD, YOUR RULES

    See all the payments you've made, check from BT Pay all the websites where you have your card saved and block your card if you need to.

    KEEP TRACK OF EXPENSES

    Restaurant, transportation or shopping, all payments are grouped by category.

    LIFE IS EASIER

    You change your limits, receive, transfer and split costs from your chosen card or transfer between your cards, all in a few clicks.

    you are SAFE

    Your cards are always at your fingertips, right on your phone. Lock, unlock, change limits and approve payments.

    VISA CLASSIC

    Visa Classic is your paycheck card made from recycled materials. You pay with it quickly, anywhere in the world and have access to a cash reserve of up to 6 salaries with Overdraft.

    VIRTUAL CARDS

    If your motto is - always on trend, then the virtual card is just what you need. A card with the same functionality as a physical card, but much more fashionable.

    GOLD

    It's your passport to premium benefits: insurance, comfort, domestic and international lounge access all in one card.

    Platinum card

    PLATINUM

    Your premium metal card. With travel insurance, access to lounges worldwide, roadside assistance in Romania and Europe.

    SEE WHICH CARD SUITS YOU

    Physical or virtual, in lei, euro or dollars, in eco-friendly materials. Find out which one suits you.

    RAPID HELP

    It's a debit card in lei, euro and dollars for individuals that you can issue exclusively from BT Pay. You see it instantly in BT Pay - and yes, you can start using it. The best part is that you can choose the design of the virtual card yourself - an animated design, a first in Europe.

    The card is attached to a new account, which will open automatically. Simple and fast.

    It's a debit card in lei, euro and dollars for individuals that you can issue exclusively from BT Pay. You see it instantly in BT Pay - and yes, you can start using it. The best part is that you can choose the design of the virtual card yourself - an animated design, a first in Europe.

    The card is attached to a new account, which will open automatically. Simple and fast.

    It's a debit card in lei, euro and dollars for individuals that you can issue exclusively from BT Pay. You see it instantly in BT Pay - and yes, you can start using it. The best part is that you can choose the design of the virtual card yourself - an animated design, a first in Europe.

    The card is attached to a new account, which will open automatically. Simple and fast.

    It's a debit card in lei, euro and dollars for individuals that you can issue exclusively from BT Pay. You see it instantly in BT Pay - and yes, you can start using it. The best part is that you can choose the design of the virtual card yourself - an animated design, a first in Europe.

    The card is attached to a new account, which will open automatically. Simple and fast.

    It's a debit card in lei, euro and dollars for individuals that you can issue exclusively from BT Pay. You see it instantly in BT Pay - and yes, you can start using it. The best part is that you can choose the design of the virtual card yourself - an animated design, a first in Europe.

    The card is attached to a new account, which will open automatically. Simple and fast.

    It's a debit card in lei, euro and dollars for individuals that you can issue exclusively from BT Pay. You see it instantly in BT Pay - and yes, you can start using it. The best part is that you can choose the design of the virtual card yourself - an animated design, a first in Europe.

    The card is attached to a new account, which will open automatically. Simple and fast.

    Find the right card

    In a cool and up-to-date design, BT cards enjoy excellent integration into the app. You have at your fingertips a host of functionalities that make your life easier: from payments, transfers between cards, to insurance, savings and overdraft methods.

    BT AI Chat
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    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search suggestions
    Powered by Azure OpenAI GPT-4o
    AI Search provides automatically generated answers, using GPT-4o technology, which may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta - that uses GPT-4o technology to simplify the process of finding and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

    Download BT Pay

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    Download NeoBT

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    Download BT24

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    Everything from the app, in real time

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