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In short

Asirom Be Safe is life insurance that gives you peace of mind and your family security.

In addition to financial protection for accident recovery, this type of insurance gives you the opportunity to save regularly for your family's long-term plans.

Find out more in the brochures below.

How does insurance work?

Firstly, this type of insurance gives you a lot of flexibility:

  • mYou can choose from several insurance packages, depending on how much money you can save each month
  • mYou have guaranteed interest for the entire insurance period
  • mYou save money while being protected in case of the unexpected
  • mDuring the contract period you can deposit additional money
  • mIf you need to, from the fourth year you can withdraw money
  • mYou can increase the amount of the additional savings premium and change the sum insured during the contract
  • mYou choose the frequency of premium payments: monthly, quarterly, half-yearly or annually
  • mEach package includes additional sums insured in case of accident
  • mYou can opt for additional accident protection for your child
  • mYou can add or remove additional options and clauses during the contract period, depending on your needs

In addition, Asirom Be Safe is a transparent, safe and comfortable product. Concretely:

  • mBy accessing 24asirom.ro you can always see personalised information about your insurance and the amount accumulated in your account.
  • mYou are tax-free during the savings period, but also when you receive your insurance benefit and when you withdraw the money
  • mYou can choose the option to automatically pay the monthly premium from your account
  • mIf you have financial difficulties, you have a grace period of 2 months in which you can pay the premium
  • mYou can choose from 4 insurance options, customised to your preferences

Extra-benefits

Just in case you need extra reasons, you can also get extra benefits for happy life events and loyalty:

  • You receive, after the first year of your contract, a quarterly bonus for 3 important events in your life: your marriage, the birth of your child, your child's first day of school or your child's admission to university.
  • You enjoy a 30% increase in the sum insured for additional insurance after the first 5 years of the contract, if you have not been indemnified during this period.

Insurance costs

Asirom Be Safe insurance is available in four variants. Choose the one that's right for you. Don't forget that the insurance premium can be paid monthly, quarterly, half-yearly or annually.

Basic packages

Packet
Insured amount in case of death from accident or illness
Recommended monthly premium*
Minimum duration of the contract
Premium
16.000 lei
170 lei
16 years old
Plus
20.000 lei
310 lei
14 years
Extra
30.000 lei
510 lei
12 years
Ultra
40.000 lei
710 lei
10 years

*Includes waiver of premium clause in case of first degree disability and additional accident insurance package

Additional insurance packages*

Insured Package 1

You are insured for
Amount
Hospitalisation caused by an accident
30 lei/day
Convalescence following an accident
30 lei/day
Monthly premium
10 lei
Annual premium
120 lei

Insured Package 2

You are insured for
Amount
Accident deaths
50.000 lei
Permanent invalidity caused by an accident
25.000 lei
Monthly premium
10 lei
Annual premium
120 lei

Insured Package 3

You are insured for
Amount
Hospitalisation caused by an accident
30 lei/day
Surgical interventions caused by an accident
15.000 lei
Monthly premium
10 lei
Annual premium
120 lei

Minor Co-Insured Package

You are insured for
Amount
Hospitalisation caused by an accident
30 lei/day
Surgical interventions caused by an accident
3.000 lei
Monthly premium
10 lei
Annual premium
120 lei

*You can buy multiples of 1 to 5 for each additional insurance package.

How do you get insurance?

You can only find Asirom Be Sure in the BT network.

Program directly into a BT unit.

See list of BT units
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