This page is automatically translated from Romanian into English.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Invest directly from the app 4.8
Install
Call Center
  • High waiting time!

    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT or BT Visual Help.

  • 0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.
    Fraud assistance
    If you suspect fraud on your account, quickly call 0264 308 055.

    Search with AI Search

    AI Search on Ask BT answers all your banking questions.

    BT Visual Help

    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    How does it work?

    Get your Star Gold card and receive up to 5 times your monthly income in your account.

    See the conditions for granting

    Pay with your Star card when you shop, when you need to.

    You pay in interest-free installments.

    See example of repayment, without interest.

    You pay
    in full for everything you buy.

    See example of reimbursement, in case of full payment.

    You can pay a maximum of 18 interest-free installments at any of Star's 20,000 partner stores.

    You get Star points which you can use to pay for your next purchases.
    1 point = 1 leu

    Request custom calculation

    How do you get Star Points?

    You pay with your Star card when you shop by choosing your favorite physical stores*.

    Star partner magazines

    You get up to 15% of the value of your purchases when you pay exclusively via BT POS.

    Non-partner stores

    You have 0.3% of the value of your purchases in Romania and 0.1% of the value of your purchases abroad.

    READ THE RULES

    How do you use Star points?

    Use your Star points in partner stores by paying at a BT POS. To do this, before the actual payment, specify that you want to use Star points. Discover below the list of shops that accept payment with points.

    See the list of stores that accept payment by points, this is signaled directly in stores.

    Example in case of reimbursement by instalments

    Let's say you have a Star card with a 3000 lei credit line.

    You want to renovate your apartment and buy building materials and home improvements from a Star partner store.

    You pay 1800 lei in 5 installments (of 360 lei) without interest, on May 15 and you stay on the card with 1200 lei.

    How NOT to pay interest

    In order not to pay interest, make sure you have deposited the installment by the 25th of each month. If you do not deposit the full installment, you are obliged to deposit 10% of the amount spent and you will be calculated the interest rate of 24%. Everything you submit, you can immediately use it for other purchases.

    Interest-free installment payment rules →

    May

    1 MAI
    Available for 3000 lei
    15 MAI
    Purchase - 1800 lei
    Available 1200 lei
    31 MAI
    Available for 1200 lei

    June

    25 IUN
    Rate 1 -300 lei
    30 IUN
    Available 1500 lei
    (available May 31 + Rate 1)

    July

    25 IUL
    Rate 2 -300 lei
    31 IUL
    Available 1800 lei
    (available June 30 + installment 2)

    August

    25 AUG
    Rate 3 -300 lei
    31 AUG
    Available 2100 lei
    (available July 31 + installment 3)

    September

    25 SEP
    Rate 4 -300 lei
    31 SEP
    Available 2400 lei

    October

    25 OCT
    Rate 5 -300 lei
    31 OCT
    Available for 2700 lei

    November

    25 NOI
    Rate 6 -300 lei
    31 NOI
    Available for 3000 lei

    Example in the case of full payments

    You have a Star shopping card with a 3000 lei credit line

    You buy on May 15th products worth 500 lei that you pay in full.

    How NOT to pay interest

    In order not to pay interest, you must deposit the full amount you used by the 25th of the following month. If you deposit after the 25th of the following month, you will be calculated interest of 24%.

    Type: For monthly payments, use the free Bt Pay or BT 24 app to transfer between your cards.

    May

    1 MAI
    3000 lei
    15 MAI
    Purchase - 500 lei
    Available 2500 lei
    31 MAI
    Available 2500 lei

    June

    25 IUN
    Full payment 500 lei
    30 IUN
    Available /
    credit paid 3000 lei

    I want STAR Gold!

    Fill in the form below and we'll call you to discuss the details.

    This site is protected by reCAPTCHA according to the Google Privacy Policy & Terms of Service.