Loan for Residential Projects
About
Loan Simulator
EURO
LEI
The currency conversion is done at today's NBR exchange rate.
The most accessed loans
Real estate loan for residential projects with variable interest rate.
The value of the real estate
321.176 lei
321.176 lei
The value of the real estate
68.750 euros
68.750 euros
Minimum advance (%)
15%
15%
Minimum advance (%)
20%
20%
Amount of the minimum advance
48.176 lei
48.176 lei
Amount of the minimum advance
13.750 euros
13.750 euros
Amount of credit
273.000 lei
273.000 lei
Amount of credit
55.000 euros
55.000 euros
Duration
30 years (360 monthly installments)
30 years (360 monthly installments)
Duration
30 years (360 monthly installments)
30 years (360 monthly installments)
Annual effective interest rate
9.59%
9.59%
Annual effective interest rate
8.46%
8.46%
Amount of the first instalment
2.222 lei
2.222 lei
Amount of the first instalment
407 euro
407 euro
Total amount to be paid
804.430 lei
804.430 lei
Total amount to be paid
147,433 euro
147,433 euro
* The above examples are loans with variable interest, calculated for people who collect their salary at BT.
Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.
