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0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

Have you tried NeoBT?

The new online banking Banca Transilvania, which will very soon replace the current platform.

From NeoBT, you have online access to your accounts and you can do all the operations you do now from BT24. In addition, you get additional functionality.

Loan for Residential Projects

About

  • mLower interest if you collect the income at BT
  • mOwn contribution from 15% of the value of the real estate (loans in RON) and 20% (loans in EURO) depending on: the destination of the loan, the currency of the loan vs the currency in which the incomes are obtained and whether other real estates are owned
  • f
  • f

How much can you borrow?

Fill out the form to apply for credit or find out how much you can take. After that, we'll call you to discuss more.

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Loan Simulator

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Lei

Years

Calculates from Euro to LEI

Fill in the fields below and find out the answer to the question on the spot.

EURO
LEI

The currency conversion is done at today's NBR exchange rate.

The most accessed loans

Real estate loan for residential projects with variable interest rate.

The value of the real estate
321.176 lei
The value of the real estate
68.750 euros
Minimum advance (%)
15%
Minimum advance (%)
20%
Amount of the minimum advance
48.176 lei
Amount of the minimum advance
13.750 euros
Amount of credit
273.000 lei
Amount of credit
55.000 euros
Duration
30 years (360 monthly installments)
Duration
30 years (360 monthly installments)
Annual percentage rate of charge
9,29%
Annual percentage rate of charge
7,77%
Amount of the first installment
2,169 lei
Amount of the first installment
382 euros
Total payment amount
785.339 lei
Total payment amount
138.559 euros
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* The above examples are loans with variable interest, calculated for people who collect their salary at BT.

Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.