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    We know that in business, opportunities and challenges arise unexpectedly. Whether you need cash for urgent payments or always want to have a financial cushion on hand for any situation, you've come to the right place.

    fast loans for your business

    HOW MANY IDEAS, so many solutions

    We know that in business, opportunities and challenges arise unexpectedly. Whether you need cash for urgent payments or always want to have a financial cushion on hand for any situation, you've come to the right place.

    FUNDING FLEXIBILITY

    We have a solution for every opportunity to help you grow.  

    WITH OR WITHOUT GUARANTEES

    You can take the fast credit line and the fast credit with or without collateral.

    GROW AT YOUR OWN PACE

    You can choose from fast credit solutions with terms between 2 and 10 years.

    DO WHAT YOU WANT WITH THE MONEY

    How you use your money is up to you.

    Fast credit in Bt go

    BANKING ON THE GO

    From BT Go you have quick access to essential information, can track repayments and even initiate an early repayment - all digitally, whenever you need it. 

    • Keep track of payments

      See how much you have paid on your loan, see your installments, interest rate and the date of the next installment.

    • Repayment schedule

      See it in real time and download it when you need it.

    • Transaction history

      You have access to all the information about your credit: how much you have paid, the date you took it out, the amount, the amount outstanding, the date your credit ends.

    • 2,400

      Early repayment

      If you have administrator rights, you can initiate the early full refund process directly from the app.  

    AWARD CONDITIONS

    • Not being banned from writing bank checks
    • Don't be overdue in the Credit Register
    • Having no active entries in the Insolvency Bulletin
    AWARD CONDITIONS
    up to 4.000.000 lei

    up to 4.000.000 lei

    You with ideas,
    us with support. 

    SEE WHAT CREDIT SUITS YOU

    Fast credit is ideal for entrepreneurs who need immediate funds for working capital or small investments, while the fast line of credit provides continuous access to a financial reserve for urgent payments such as salaries or suppliers. No justification and no red tape. You decide, we support you.

    RAPID HELP

    Both types of credit make the necessary funds available:

    ⠀current expenses;  

    ⠀ refinancing other loans;

    ⠀ Pay your debts to the budget and suppliers;

    ⠀or financing stocks of goods and raw materials.


    The difference is how it works:

    line of credit is linked to current accountand repayment is made from cash receipts on the current account. 

    The credit limit is a revolving credit limit: i.e. any amount used can be repaid and then used again, and can be extended at maturity. 

    ⠀an other advantage of the credit line is that the interest is calculated daily only on the amount used.

    credit for working capital is (usually) granted for one-off needs, covering an expense greater than the company's current receipts. 

    From the outset, a repayment schedule will be set for the amount borrowed, either in equal or mutually agreed monthly installments. 📉

    Line of credit is the direct link between you, the bank and your partners. 🙂

    Basically, the bank gives you a loan with a term of up to 24 months and thus helps you overcome temporary shortfalls in your working capital. 

    That is, when you're strapped for cash and under pressure to pay your suppliers, employees, and/or taxes to the state budget, the line of credit solves your cash-flow problems, allowing you to make your payments on time. 😇

    The major advantage of using a line of credit is that you only pay for the money you use at the end of each day and not for the full amount of the credit line.  

    This results in a monthly interest rate that depends on the amounts used, which is less expensive than with a traditional loan (where you use the full amount approved and repay it on the terms agreed with the bank) 📉 📉

    Fast Credit is a financing product for any of your business needs. 😊

    Whether you need money for working capital or even for small investments, BT offers you the financial resources you need in the form of a loan for which you don't need to provide collateral 👍

    It depends on the amount requested, but in minimum 3 working days you should be able to.

    WHY PUT OFF WHAT YOU WANT?

    With fast loans from BT, you get the money exactly when your business needs it, hassle-free. For big plans or unexpected expenses, it's simple, fast and flexible.