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Online account directly from the app 4.8
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  • 0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

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    How much does it cost you?

    Fees and commissions - STAR Gold
    z PDF
    Fees and commissions in BT Pay
    z PDF

    How much does it cost to have your STAR Gold card?

    Issuance fee
    100 lei 
    Your account statement
    (you will receive it electronically every month by email or via BT24 Internet Banking)
    FREE
    Account management fee
    200 lei annually (about 17 lei / month)

    How much does it cost you to use the STAR Gold card?

    0 lei if you return the amount used by the 25th of the following month
    0 lei - fee for Internet banking BT24 or withdrawal from other banks
    0 lei - commission in case of purchases at retailers in the country or abroad
    1% (minimum 2.5 lei) - fee for cash withdrawals from BT ATMs and POS terminals
    1% + 2,5 lei - fee for using ATMs and POS machines of other banks in the country
    2% (minimum 10 lei) fee for cash withdrawals from ATMs and POS machines of other banks abroad
    2 lei - fee for balance inquiry at ATMs or POS of other banks in Romania
    4 lei - fee for balance inquiry at ATMs or POS of other banks abroad

    Representative examples

    Loan amount
    10.000 lei
    Duration of the loan
    5 years
    Fixed interest rate
    24% per year
    APR (Annual Percentage Rate of Charge)
    26.77% *
    Total cost of the loan
    12.045 lei
    Total amount payable
    22.045 lei

    * APR calculated on the assumption that the credit line is withdrawn in full from the BT ATM or POS at the BT counter after the loan has been granted, with subsequent monthly payment of interest on the loan received.

    I want STAR Gold!

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