Current account subscriptions
One cost,
zero worries
Flexible banking and no trips to the bank, right from your phone. We've bundled super benefits into great current account subscriptions for you. See which one suits you.















Bank for free with the BT Pay app. 0 lei for collections in lei from other banks. 0 lei for opening an account and issuing a debit card. 0 lei for account and debit card management. RON 0 for payments between BT accounts, in lei, made via BT Pay. RON 0 for checking your balance and issuing cash on the BT network.
complete banking package
Beyond the current account subscription, you choose the right debit card for you, the complete insurance package and VIP benefits to #smartbanking whatever the occasion.
Travel insurance
Lounge access
Accident insurance
Call center priority
account in another currency
Choose your banking subscription
Whether you want basic or premium, current account subscriptions are designed to save you money and time. Depending on what monthly payments you make, how you manage your budget or how often you travel.
ZERO interbank commission (if you have a minimum turnover of 300 lei/ month) Mobile banking with BT Pay
ZERO interbank commission (if you have a minimum turnover of 300 lei/ month) Free travel insurance Mobile banking with BT Pay
ZERO commission on interbank interchange fees Accident insurance from Metropolitan Life Insurance Mobile banking with BT Pay
Access to business lounges in Bucharest and Cluj-Napoca airports Free travel insurance Call Center Priority Interbank collections with ZERO commission
Travel insurance Accident insurance Priority in the Call Centre Access to business lounges in Bucharest and Cluj-Napoca airports Interbank collections with ZERO commission
ZERO interbank commission (if you have a minimum turnover of 300 lei/ month) Mobile banking with BT Pay
ZERO interbank commission (if you have a minimum turnover of 300 lei/ month) Free travel insurance Mobile banking with BT Pay
ZERO commission on interbank interchange fees Accident insurance from Metropolitan Life Insurance Mobile banking with BT Pay
Access to business lounges in Bucharest and Cluj-Napoca airports Free travel insurance Call Center Priority Interbank collections with ZERO commission
Travel insurance Accident insurance Priority in the Call Centre Access to business lounges in Bucharest and Cluj-Napoca airports Interbank collections with ZERO commission
ZERO interbank commission (if you have a minimum turnover of 300 lei/ month) Mobile banking with BT Pay
ZERO interbank commission (if you have a minimum turnover of 300 lei/ month) Free travel insurance Mobile banking with BT Pay
ZERO commission on interbank interchange fees Accident insurance from Metropolitan Life Insurance Mobile banking with BT Pay
Access to business lounges in Bucharest and Cluj-Napoca airports Free travel insurance Call Center Priority Interbank collections with ZERO commission
Travel insurance Accident insurance Priority in the Call Centre Access to business lounges in Bucharest and Cluj-Napoca airports Interbank collections with ZERO commission
RAPID HELP
Yes, 0 commission on interbank charges is one of the benefits included in each type of subscription. 🎉
However, if you have an active Hello subscription, in order to benefit from the 0 commission, you need to have at least 300 lei in deposits on your current account in the previous month.
Activating a BT current account subscription is as simple as a few simple steps:
- Choose your subscription directly from the BT website;
- Fill in the online form with your details;
- You are contacted by a BT representative to finalize activation;
BT subscriptions are designed for all ages:
- Hello - from the age of 18;
- 365 - aged 18 to 74;
- Student - between 18 and 30 years old;
- Gold - from the age of 18;
- Gold+ - aged 18 to 74;
- Kid - 0-13 years;
- College - between 14 and 17.
Yes, the BT Student subscription is really zero! You pay nothing for:
- Opening and managing your current account;
- Issue and annual maintenance of the Mastercard OMNIPASS card;
- Payments to traders at home and abroad;
- Cash withdrawals from BT ATMs.
What's more, if you have a minimum of 300 lei in monthly deposits, you also benefit from zero commission on interbank deposits. Everything is transparent, with no hidden costs.
Apply for your current account subscription
Different people, different needs. There are five current account subscription options to choose from, so you can bank the way you want.



