Open an account with BT Pay
Next stop:
Your favorite festival
Open a BT account 100% online through BT Pay, sign up for the campaign below, and you could win tickets to UNTOLD, Electric Castle, or Beach, Please! The best part is that you get to choose which festival you’ll attend next summer! 💞
- You get free travel insurance with the “Student” banking subscription
- You can get animated virtual cards in lei, euros, or dollars, featuring the coolest designs
- You can access special offers and discounts in the “Offers” section
- You receive money from your family or friends right away
- Save money at your own pace: with Round Up and savings accounts
- Always check how much money you have left on your card and what you spent it on
banking, your way
bt pay
Are you the only one in your group of friends who isn't with BT yet? You don't have any excuses now. You can open a bank account online, right from BT Pay, in just a few minutes. That way, you're always in control: you have access to your money, you save, you get the coolest deals, and you do whatever you want—all right from your phone. ✌️
split the bill
Did you pay the bill or buy the gift? Ask your friends for money right in the app: just select your contacts, and BT Pay will help you split the amount evenly. Or ask them directly for whatever amount you want.
SEND AND REQUEST Money on the Spot
Just their phone number—they just need to have BT Pay installed on their phone too ✨. If they don't have BT Pay, you can also send them money via IBAN.
You always know where you stand financially
Restaurant, transportation, or shopping? View all your payments grouped by category, or find them in “Transaction History”
ROUND UP
With every card payment, the amount paid is automatically rounded up to a multiple of your choice: 1, 5, or 10 lei.
SIM & eSIM
Stay connected, worry-free: top up your SIM card or get an eSIM right from the app. No trips to the bank or complicated setup.
RAPID HELP
You don't pay anything when you open an account or get a card. 😊
And you don't even have to meet a minimum monthly sales target.
If you're not a BT customer, you can set up an account and get a card with us in just 10 minutes through BT Pay 100% online. 🤯
Every card payment is a savings opportunity when you have Round Up, your virtual piggy bank. Any amount you pay is rounded up to the rounding multiple of your choice and the difference goes into your Round Up savings account, with interest.
Let's take an example to see exactly what this is all about. You're out and you want to buy a coffee (✨a little treat✨) that costs 12.5 lei, your amounts will round up like this, depending on the multiple you choose:
- 1 leu: 0.5 lei is added to your Round Up account
- 5 lei: 2.5 lei will be added to your Round Up account
- 10 lei: 7.5 lei will be added to your Round Up account
And that's how you start saving money without doing anything extra.
Well, the cool thing is that all you need is your phone. That's right, BT Pay is always with you, anywhere and anytime, for situations that may or may not be unexpected. 😊
Below is a list of the benefits of BT Paycan do for you:
➤⠀Pay for your purchases with your phoneby selectingany of the BT cards registered in the app. It’s simple, fast, and fee-free—just unlock your phone and pay.
You can do this on Android phones, with or without Google services. For iOS phones, you can add cards directly to the wallet from BT Pay Apple Pay;
➤ Pay yourutilitybillsdirectly from the app;
➤ Get an overdraft (i.e., an overdraft) 100% online, without having to make trips to the bank
➤⠀Confirm online payments directly from BT Pay: safe and fast. All you have to do is confirm the transaction directly from your phone using your fingerprint, Face ID, or your phone’s unlock method;
➤⠀Send money to whoever you wantor request money whenever you need it. Transfers from your BT debit card are free to friends in your contacts list who have BT Pay, but you can always send money via IBAN as well;
➤⠀Transfer money between your cards;
➤⠀Moneytransfersto your debitcard based on your phone number to non-BT user accounts Alias Pay activated at another bank;
➤⠀You receive money intoyour BT debit card account based on the phone numbers of customers from other banks through Alias Pay;
➤⠀You can get a STAR Forte shopping card in just a few minutes;
➤⠀View your transaction history made with your BT cards included in BT Payandhow much money you have left in your account. If you also have a BT credit card, you can see your monthly payment amounts and how many STAR loyalty points you’ve earned, which you can use later for other purchases. All in real time;
➤⠀You’ll receive exclusive offers from STAR BT partners. To view the offers, you must register at least one card;
➤⠀Withdraw cash from any BT ATM using just your phone;
➤⠀Track your purchases and card payments by category;
➤⠀Set transaction limits for your BT cards for in-store and online payments, as well as for cash withdrawals from BT ATMs;
➤ Temporarily or permanently block BT cards;
➤⠀Top off your credit card with the minimum or maximum amount needed each month —automatically, on the due date, or at any time;
➤⠀You can access offers by connecting your Fitbit, Google Fit, or Apple Health account inthe app: sync your steps and unlock offers from BT and its partners;
The introductory offer is free accident insurance.
➤ Adda virtual card rightfrom the app—no need to visit the bank. Plus, you can start using it right away and choose a cool design for it.
➤ Requesta credit limit increase injust a few minutes.
➤ Viewand add an account in lei or foreign currency whenever you want. Plus, you can make online payments, too. Cool, right?
🆕 Make online payments directly from BT Pay. Ifyou see the “Pay with BT Pay” payment method on BT partner websites or apps, simply tap the button, select the card you want to use for the payment—whether in full or in installments—and confirm the transaction. 🛍️
So, what do you say—have I convinced you to install BT Pay? 😊
You can transfer money via BT Pay to another BT individual customer by following these steps:
- Select “Transfer Money” in the app;
- Select the person you want to send money to from your phone's contacts;
- Enter the amount of money you want to send and the transaction details;
- You agree to and confirm the transaction and the fee;
Enter your app PIN or confirm using your phone’s biometric authentication—and that’s it! If you want to find out how to send money to a non-BT individual customer, see also “How do I transfer money to an IBAN account via BT Pay?” We’ve explained the steps there, too. 😊
Recipient: You will benotified via text message of the amount pending collection. The text message will be sent to the phone number you selected. The text message contains a link that:
➤⠀If the recipient also uses BT Pay (with the app installed on the device associated with the phone number that received the text message), they will open the transfer in the app’s menu. The user can view the transaction details directly on the dedicated screen;
➤⠀If the recipient does not use BT Pay (and therefore does not have the app installed on their phone), the link received via text message will direct them to Google Play, the App Store, or the Huawei AppGallery, where they can download the app.Once the app is installed and the user is registered/the cards are enrolled, clicking the link will initiate the transfer, and the recipient will see the transaction details.
The beneficiary may:
➤⠀Accept the transaction, in which case the bank transfer (payment) is processed. In this case, the user will select the card to which they want the funds to be credited;
➤⠀Let the transfer expire. Initiator: As the initiator of the transaction (payer), you will be notified via a message sent to the phone from which you initiated the transaction
➤⠀If the recipient is unable to successfully install the app or is not a BT customer (who is eligible to use BT Pay), the payment will not be processed, and the transfer will expire in 48 hours, at which point the funds will be returned to your account;
➤⠀If you want to cancel the transaction, you can do so before the recipient accepts it.
NEXT STOP:
YOUR FAVORITE FESTIVAL
Don't forget: Open a BT account 100% online through BT Pay, sign up for the promotion, and you could win a trip to your favorite festival: UNTOLD, Electric Castle, or Beach, Please!
