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    If you suspect fraud on your account, quickly call 0264 308 055. Standard rate.
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    AI Search on Ask BT answers all your banking questions.

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    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    Private Banking

    Real banking is not about money.
    It'sabout people.

    What is Private Banking?

    Of course it's also about Premium Banking, about top services and special products. Private Banking is first and foremost about people, about the respect we give you, the interest we take in you and the attention we pay to you.

    Once you benefit from Private Banking services, you have a team at your disposal that will do its best to help you with the best solutions according to your needs.

    Private Banking Conditions

    The generic conditions to be part of the Private Banking segment are:

    • hold significant resources in accounts opened with us, with investment potential in Banca Transilvania Financial Group: BT Capital Partners, BT Asset Management, etc.
    • own premium cards or other exclusive products from our offer

    Advantages of Private Banking

    Once in the Premium Banking area, you can benefit from:

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    Personal banker

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    Dedicated products and services

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    24/7 availability through a VIP call centre

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    Personalised investment information

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    Specially designed locations exclusively for Private Banking clients
    Bucharest and Cluj

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    Remote operations

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    Negotiated deposits

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    Investment funds managed by BT Asset Management

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    You have a busy enough day, you don't need another trip to the bank, do you? How about getting most of the above transactions done over the phone or by email with your dedicated banker? We're here to help.

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    Government bonds

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    Access to international markets through a BT Capital Partners broker dedicated exclusively to Private Banking clients or online 24/7

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    These come with special service packages and are only for Private Banking customers.

    Customised products and services

    The products you can access once you have entered the world of Premium Banking are detailed by your personal banker, with maximum confidentiality, so that you can make the right choice. So the Private Banking offer can include:

    Exclusive card

    With Visa Infinite you enjoy:

    • m Access to the international business lounges free of charge via Dragon Pass for you and one guest
    • m Access to the business lounges at A. Iancu Cluj-Napoca and H. Coandă Bucharest airports, free of charge for you and one guest
    • m Travel insurance abroad for you and your family members
    • m Visa Concierge
    • m VIP infinite Experiences - 2 free transfers/year to or from the airport and 2 free Protocol services/year at H. Coandă Airport Bucharest
    • m Service Air Refund
    • m Benefits through the Visa Premium program: www.visa.ro/premium/

    Contact

    We invite you to explore the Private Banking area and
    contact us at DiviziaPrivateBanking@btrl.ro.

    Search
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    Intreb BT logo
    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Faq
    Powered by Azure OpenAI GPT-5
    AI Search provides automatically generated responses using GPT-5 technology and an advanced agent orchestration mechanism. The responses may contain inaccurate or potentially offensive content, which does not reflect the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service. Read .
    Terms and Conditions

    Disclaimer

    AI Search is a pilot project—currently in beta—that uses GPT-5 technology to simplify the process of searching for and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.