Cashback of up to 150 lei when you set up recurring income depositsFree online payments to other banks - see detailsFree 365 subscription for 6 months100 lei cashback on your Round Up savings accountPersonal loan with ZERO application processing feeFixed-rate home loan with ZERO application feeYou receive recurring income
you receive cashback
Hurry—limited stock available—offer valid throughout April.
Make sure you earn at least 2,000 lei per month for 3 months- Make at least one card payment each month
- At the end of the 3 months, we'll reward you with 10% cashback, up to 150 lei
365 Subscription
6 months free
- 6 months free, compared to the standard cost of 7 lei/month
- ZERO lei fee for receiving payments from other banks in lei, with no minimum transaction volume requirement
- ZERO lei for payments between BT accounts, in lei, made via BT Pay
- Accident insurance from Metropolitan Life Insurance
up to 49,999 lei
Free online payments to other banks*
*You can combine this offer with another product in the promotion.
roundup
100 lei deposited directly into your account
- 100 lei deposited directly into your Round Up account if you save at least 50 lei
- This feature is free, and it's super easy to set up—right from BT Pay
- For each debit card payment, the amount paid is rounded up to the multiple you've chosen and deposited into your Round Up account, which also earns interest
- You can change the rounding increment at any time (1 leu, 5 lei, or 10 lei)
- See at any time how much money you've saved and what the interest rate is
Investments from bt pay
100 lei cashback
- You'll receive 100 lei in cashback to your checking account if you invest at least 1,000 lei (or the equivalent in dollars or euros) in any of the funds available on BT Pay
- Open an account and trade 100% online through the app
- You have quick and easy access to the Bucharest Stock Exchange, the major European markets, and the U.S. markets
- You can buy government bonds denominated in lei or euros directly from the app
- See how your portfolio is performing in real time and track live quotes
Personal loan
You decide what you do with your money
- You pay ZERO analysis fee
- The interest rate is fixed, ranging from 6.49% to 18.50%
- You can borrow up to 250,000 lei, or up to 120,000 lei directly from BT Pay
- Everything is 100% online. If you apply for a personal loan through BT Pay—just open the app, fill out some information about yourself and your needs, we’ll send you an offer, you sign it, and that’s it 😊
- You can refinance loans from other banks and request additional funds
home loan
Important decisions are easier to make when you have support.
- ZERO analysis fee
- Introductory fixed interest rate starting at 4.99% for the first 2 or 3 years. Total costs
- The loan term can be up to 30 years
- You’ll receive a 2,000 lei voucher for notary fees if you refinance from other banks. Terms and conditions apply.
- Lower interest rate if you receive your income at BT
APPLY FOR ANYTHING YOU NEED
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