Activate your card at any BT ATM, add it to BT Pay, and start using it right away. See where your card is saved and easily manage your recurring payments. You have complete control right from the app: you can set your transaction limits and lock or unlock your card.Paying is easy anywhere: in physical stores or online, at home or abroad—in foreign currency.You have quick access to useful services for everyday life and travel (eSIM, travel insurance, currency exchange).Manage everything in one place: accounts, cards, savings, and family options. FIRST STEPS
Activate your card at any BT ATM
Activation is done using the physical card—just enter your old PIN and set a new one. If you’ve used the card for online payments or have active subscriptions (streaming, transportation, deliveries, marketplaces), it’s important to update your new card information.
What you need to do and how BT Pay can help:
Go to BT Pay: Old Card → More → Card saved at merchants.- Check where you saved your old card.
- Update card information in real time on the merchant's website or app.
Your card—
, day in and day out
Right from BT Pay, you can:
- View transactions in real time.
- Set or change your trading limits.
- You can temporarily block or unblock the card.
- Quickly access your card information for online payments.
REVENUE COLLECTION
If you aren't already receiving your pay through BT, you can easily set it up—just send your employer the IBAN for your BT account, and your paycheck will be deposited directly there.
How do you do it?
- Log in to BT Pay, download your IBAN, and send it to your employer.
- That's it—next month, your paycheck will go straight into your account.
- Plus, you pay zero fees when your paycheck is deposited if you have the "Salut" plan.
Travel Essentials
- Do you often travel to areas where the euro or the dollar is used? You can get a card in euros or dollars so you don't have to worry about exchange rates when you're on vacation.
- Activate travel insurance through BT Pay—set up in about 2 minutes, valid for 1 year, with medical coverage and additional options (trip cancellation, flight cancellation, lost luggage, seasonal sports).
- Get an eSIM from BT Pay, with fast internet in over 200 destinations.
Travel hack
- Always choose to pay in the local currency to avoid additional costs.
- Pay securely with your card for: tickets, accommodations, transportation, or experiences. When renting a car, it's a good idea to have your physical card with you.
- Tip: Open a separate savings account specifically for travel—that way, it'll be easier to stick to your travel budget.
SAVING AND INVESTING
With BT Pay, you have access to:
- Savings products: RoundUp (you save without even realizing it through round-up savings), savings accounts, or term deposits with interest rates based on the amounts saved.
- Multiple investment options: You have access to over 28 markets and 4,600 companies to invest in.
BT Pay Kiddo - for the family
If you have children, BT Pay Kiddo helps them learn how to manage their money.
- The child learns to manage their allowance, scholarship, outings with friends, and any other expenses on their own.
- You have real-time control: you can view the card balance and the transactions made.
- You set spending limits, load money onto their card, and, if necessary, block or unblock their card.
Supplementary Card
You can issue an additional card directly from BT Pay for someone close to you.
- You can issue both debit and credit cards.
- It can be added to BT Pay by the owner and used immediately.
- You can choose your delivery method directly in the app: by courier or pickup from a BT location.
- You have complete control (you can set transaction limits, view your transaction history, and block your card if necessary).
NEED HELP?
We're here for you. For information or support, use the BT Pay app, visit the Banca Transilvania website, or stop by any BT branch.
Everything from the app, in real time 🙌
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