Example
representative
Choose the type of credit
Loan amount
100.000 lei
Duration of the loan
5 years (60 monthly installments)
Interest
Variable 10.81%* (IRCC + 4.75pp)
Monthly instalment
Starting from 2.568 lei
APR (Annual Percentage Rate of Charge)
12.28%
Analysis fee
500 lei
Annual administration fee
150 lei
Total cost of the loan
29.389 lei
Total amount to be paid
129.389 lei
*In the case of personal loans secured by a variable-rate mortgage, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest will be updated and modified by the bank on a quarterly basis according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
Loan amount
100.000 lei
Duration of the loan
5 years (60 monthly installments)
Interest
Variable 10.81%* (IRCC + 4.75pp)
Monthly instalment
2.165 lei
APR (Annual Percentage Rate of Charge)
12.21%
Analysis fee
500 lei
Annual administration fee
150 lei
Total cost of the loan
31.800 lei
Total amount to be paid
131.800 lei
*In the case of personal loans secured by a variable-rate mortgage, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest will be updated and modified by the bank on a quarterly basis according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
Loan amount
25.000 euro
Duration of the loan
5 years (60 monthly installments)
Interest
Variable 7.35%* (EURIBOR6M + 5.25pp)
Monthly instalment
Starting from €570
APR (Annual Percentage Rate of Charge)
9.34%
Analysis fee
100 euro
Annual administration fee
30 euro
Total cost of the loan
5 581 euro
Total amount to be paid
30,581 euro
*In the case of personal loans secured by a variable-rate mortgage, the variable interest rate is made up of the bank's fixed margin plus the EURIBOR6M reference index and varies according to the latter. The interest will be updated and modified by the bank on a quarterly basis, according to the EURIBOR6M monetary index. Variations in the reference index and fluctuations in income may affect your ability to pay the loan repayments or the total amount payable.
Loan amount
25.000 euro
Duration of the loan
5 years (60 monthly installments)
Interest
Variable 7.35%* (EURIBOR6M + 5.25pp)
Monthly instalment
499 euro
APR (Annual Percentage Rate of Charge)
9.25%
Analysis fee
100 euro
Annual administration fee
30 euro
Total cost of the loan
5 861 euro
Total amount to be paid
30,861 euro
*In the case of personal loans secured by a variable-rate mortgage, the variable interest rate is made up of the bank's fixed margin plus the EURIBOR6M reference index and varies according to the latter. The interest will be updated and modified by the bank on a quarterly basis, according to the EURIBOR6M monetary index. Variations in the reference index and fluctuations in income may affect your ability to pay the loan repayments or the total amount payable.
