Example
representative
Choose the type of credit
Loan amount
50.000 lei
Duration of the loan
10 years (120 monthly installments)
Interest
Variable 12.56%* (IRCC + 6.50pp)
Monthly instalment
Starting from 940 lei
APR (Annual Percentage Rate of Charge)
13.45%
Analysis fee
200 lei
Annual administration fee
0 lei
Total cost of the loan
31.950 lei
Total amount to be paid
81.950 lei
*In the case of current loans for real estate purposes with variable interest rate, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest rate will be updated and modified by the bank on a quarterly basis, according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
Loan amount
50.000 lei
Duration of the loan
10 years (120 monthly installments)
Interest
Variable 12.56%* (IRCC + 6.50pp)
Monthly instalment
734 lei
APR (Annual Percentage Rate of Charge)
13.43%
Analysis fee
200 lei
Annual administration fee
0 lei
Total cost of the loan
38.325 lei
Total amount to be paid
88.325 lei
*In the case of current loans for real estate purposes with variable interest rate, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest rate will be updated and modified by the bank on a quarterly basis, according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
Loan amount
80.000 lei
Duration of the loan
10 years (120 monthly installments)
Interest
Variable 12.56%* (IRCC + 6.50pp)
Monthly instalment
Starting from 1.504 lei
APR (Annual Percentage Rate of Charge)
13.4%
Analysis fee
200 lei
Annual administration fee
0 lei
Total cost of the loan
50.947 lei
Total amount to be paid
130.947 lei
*In the case of current loans for real estate purposes with variable interest rate, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest rate will be updated and modified by the bank on a quarterly basis, according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
Loan amount
80.000 lei
Duration of the loan
10 years (120 monthly installments)
Interest
Variable 12.56%* (IRCC + 6.50pp)
Monthly instalment
1.174 lei
APR (Annual Percentage Rate of Charge)
13.39%
Analysis fee
200 lei
Annual administration fee
0 lei
Total cost of the loan
61.147 lei
Total amount to be paid
141.147 lei
*In the case of current loans for real estate purposes with variable interest rate, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest rate will be updated and modified by the bank on a quarterly basis, according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
