Example
representative
Choose the type of credit
Valoarea creditului
50.000 lei
Duration of the loan
10 years (120 monthly installments)
Interest
Variable 12.18%* (IRCC + 6.50pp)
Monthly instalment
Starting at 924 lei
APR (Annual Percentage Rate of Charge)
13.02%
Analysis fee
200 lei
Annual administration fee
0 lei
Total cost of the loan
30.992 lei
Total amount to be paid
80.992 lei
*In the case of current loans for real estate purposes with variable interest rate, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest rate will be updated and modified by the bank on a quarterly basis, according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
Loan amount
50.000 lei
Duration of the loan
10 ani (120 rate lunare)
Interest
Variable 12.18%* (IRCC + 6.50pp)
Monthly instalment
723 lei
APR (Annual Percentage Rate of Charge)
13%
Analysis fee
200 lei
Annual administration fee
0 lei
Total cost of the loan
36.996 lei
Total amount to be paid
86.996 lei
*In the case of current loans for real estate purposes with variable interest rate, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest rate will be updated and modified by the bank on a quarterly basis, according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
Loan amount
80.000 lei
Duration of the loan
10 years (120 monthly installments)
Interest
Variable 12.18%* (IRCC + 6.50pp)
Monthly instalment
Starting at 1,479 lei
APR (Annual Percentage Rate of Charge)
12.97%
Analysis fee
200 lei
Annual administration fee
0 lei
Total cost of the loan
49.414 lei
Total amount to be paid
129.414 lei
*In the case of current loans for real estate purposes with variable interest rate, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest rate will be updated and modified by the bank on a quarterly basis, according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
Loan amount
80.000 lei
Duration of the loan
10 years (120 monthly installments)
Interest
Variable 12.18%* (IRCC + 6.50pp)
Monthly instalment
1.156 lei
APR (Annual Percentage Rate of Charge)
12.96%
Analysis fee
200 lei
Annual administration fee
0 lei
Total cost of the loan
59.021 lei
Total amount to be paid
139.021 lei
*In the case of current loans for real estate purposes with variable interest rate, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest rate will be updated and modified by the bank on a quarterly basis, according to the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.