Pot plăti creditul agricol după recoltă?

Yes, farmers who grow crops have the flexibility to set their rates based on the seasonal nature of their work. 😃

Pentru a obține un credit agricol trebuie să garantez cu un imobil?

The collateral we require varies depending on the loan amount and its purpose. 🙂With us, you can use the following as collateral:➤⠀farm equipment;➤⠀agricultural crops; ➤⠀agricultural land;➤⠀grain inventory; ➤⠀guarantees from the guarantee fund;➤⠀and real estate owned by companies or individuals.

Cu ce pot garanta, dacă doresc să cumpăr teren agricol?

If you apply for a loan to purchase land, you can use the following as collateral: ➤⠀another piece of land you own; ➤⠀a guarantee from the guarantee fund for the difference;➤⠀the property in question, provided it is or can be “registered” (i.e., entered in the land registry).

Agricultural Loans, Financing - Banca Transilvania

Q: Ce este un „credit agricol”?

This is a loan designed to support the agricultural sector by providing producers in this sector with the funds they need for their day-to-day operations. 🌄

Targeted Funding

You receive money to set up the farm, purchase land, or buy raw materials.

Working capital or investments

Do you cover your day-to-day expenses, or do you invest in ambitious plans?

Support until payment is received from APIA

You receive up to 90% of the subsidy due.

Flexibility

You have a flexible repayment schedule.

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agri loan

Find out which type of financing is best suited for your agricultural business.

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Agricultural Investments

Funding for Farm Modernization
Funding for long-term development projects: machinery, equipment, expansion of production capacity, etc.

Purchase of Agricultural Land

Do you buy the land you're farming under lease, or do you expand it?
You can refinance any land purchased in the past year, and you can even use land that you purchase in the coming year as collateral

APIA

You can keep your business running when you're under pressure to make payments that can't wait for APIA subsidies to be disbursed
Funds for purchasing raw materials or goods, paying salaries, utilities, taxes, suppliers, or other expenses

Working Capital

Capital required for the farm's operating expenses: inputs, rent, wages, suppliers
Flexible repayment, tailored to the agricultural cycle

Good to know

We tailor our financing to the type of business and its needs
You have flexible repayment periods
You have the option of a grace period
You have a small number of documents to review

Costs Required documents

Agricultural Funding in BT GO

Your credit, under control

View your repayment schedule directly in BT Go, track your loan progress, and make early repayments when your business allows.

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Keep track of payments

See how much you have paid on your loan, see your installments, interest rate and the date of the next installment.

Repayment schedule

See it in real time and download it when you need it.

Transaction history

You have access to all the information about your credit: how much you have paid, the date you took it out, the amount, the amount outstanding, the date your credit ends.

Early repayment

If you have administrator rights, you can initiate the early full refund process directly from the app.

Over 30,000 farmer customers

The Largest Funder of Romanian Agriculture

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RAPID HELP

It is a loan designed to support the agricultural sectorby providing producers in this sector with the funds needed for their day-to-day operations. 🌄

Yes, farmers who have agricultural crops enjoy flexibility in setting rates based on the seasonality of their work. 😃

The collateral we require varies depending on the size loan and its purpose. 🙂

With us, you can use the following as collateral:

➤⠀equipment;

➤⠀agricultural culture;

➤⠀agricultural land;

➤⠀grain stocks;

➤⠀guarantees from the guarantee fund;

➤⠀and real estate owned by companies or individuals.

If you're applying for a loan to purchase land, you have the option of providing collateral through:

➤⠀another piece of land that you own;

➤⠀the guarantee provided by the guarantee fund for the difference;

➤⠀whether the property in question is or can be “registered” (i.e., entered in the land registry).

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We're where Romania is growing

Farming isn't easy. You know that better than anyone, and we're here to support you every step of the way.

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Loans for Your Agricultural Business