DISCOVER
Special programs
Lei
Lei or Euro
Lei or Euro
Lei or Euro
Lei
Lei
Lei or Euro
Lei or Euro
Lei or Euro
Lei
- Investments: up to 120 months
- Working capital with installments: up to 48 months
- Depending on the type of investment, the most sought-after loans are investment loans, particularly for equipment purchases with terms ranging from 5 to 7 years.
- Working capital: 24 months
Between 3 and 15 years
- Medium-term credit: up to 8 years
- Credit line: 24 months, with the possibility of extension up to 8 years from the signing of the contract
up to 12 months
- Investments: up to 120 months
- Working capital with installments: up to 48 months
- Depending on the type of investment, the most sought-after loans are investment loans, particularly for equipment purchases with terms ranging from 5 to 7 years.
- Working capital: 24 months
Between 3 and 15 years
- Medium-term credit: up to 8 years
- Credit line: 24 months, with the possibility of extension up to 8 years from the signing of the contract
up to 12 months
- 70% guarantees
- Low down payment and much more advantageous costs
- The de minimis aid rule applies: max. EUR 300,000 / 3 years (includes all de minimis aid to the single undertaking)
- Interest rate reduction: 0.25% per annum (BEI3)
- Financing for Micro, SME, Corporate, and LaCo
- Green projects are also eligible: renewable energy, electric/hydrogen vehicles, and reducing energy consumption by at least 30%
- European guarantees of up to 70%
- Cost-effective
- Flexibility in currency and duration
- Accessible for most SME domains
- 80% of the loan guaranteed by the EIF
- May be available without collateral for revolving credit lines or medium-term loans
- Up to 2 million euros / 9.7 million lei / loan
- Transactions are guaranteed by the EIF
- Grant of up to 40% of the project cost (max. 267,240 lei)
- Loan for at least 60% of the investment
- Operational support throughout the project
- Eligible Investments in Energy Efficiency and Digitalization
- 70% guarantees
- Low down payment and much more advantageous costs
- The de minimis aid rule applies: max. EUR 300,000 / 3 years (includes all de minimis aid to the single undertaking)
- Interest rate reduction: 0.25% per annum (BEI3)
- Financing for Micro, SME, Corporate, and LaCo
- Green projects are also eligible: renewable energy, electric/hydrogen vehicles, and reducing energy consumption by at least 30%
- European guarantees of up to 70%
- Cost-effective
- Flexibility in currency and duration
- Accessible for most SME domains
- 80% of the loan guaranteed by the EIF
- May be available without collateral for revolving credit lines or medium-term loans
- Up to 2 million euros / 9.7 million lei / loan
- Transactions are guaranteed by the EIF
- Grant of up to 40% of the project cost (max. 267,240 lei)
- Loan for at least 60% of the investment
- Operational support throughout the project
- Eligible Investments in Energy Efficiency and Digitalization
Financing for investments (fixed assets, software, real estate, construction, modernization) and working capital (raw materials, services, inventories).
Financing for Micro, SME, Corporate, and LaCo. Eligible green projects: renewable energy, electric/hydrogen vehicles, reduction of energy consumption by at least 30%.
Investments or working capital for active businesses in Romania.
Investments or working capital for businesses in the education sector: schools, preschools, etc. Companies that provide employee training.
Investment Financing for Manufacturing SMEs:
- energy-efficient equipment
- automation and modernization
- digitization and IT
- other equipment (within the scope of the program)
Financing for investments (fixed assets, software, real estate, construction, modernization) and working capital (raw materials, services, inventories).
Financing for Micro, SME, Corporate, and LaCo. Eligible green projects: renewable energy, electric/hydrogen vehicles, reduction of energy consumption by at least 30%.
Investments or working capital for active businesses in Romania.
Investments or working capital for businesses in the education sector: schools, preschools, etc. Companies that provide employee training.
Investment Financing for Manufacturing SMEs:
- energy-efficient equipment
- automation and modernization
- digitization and IT
- other equipment (within the scope of the program)
- Maximum 250 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- Up to 3,000 employees
- Project worth up to EUR 50 million
- No activity in restricted areas
- Land acquisitions/share purchases and refinancing, or completed projects.
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- SMEs in the manufacturing sector
- projects that include green components or digital solutions
- Maximum 250 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- Up to 3,000 employees
- Project worth up to EUR 50 million
- No activity in restricted areas
- Land acquisitions/share purchases and refinancing, or completed projects.
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- SMEs in the manufacturing sector
- projects that include green components or digital solutions
up to 14,000,000 lei
- SME: up to EUR 12.5 million
- MidCaps: up to EUR 25 million
–
2 million euros / 9.7 million lei
- Credit: at least 400,860 lei
- Grant: up to 267,240 lei
up to 14,000,000 lei
- SME: up to EUR 12.5 million
- MidCaps: up to EUR 25 million
–
2 million euros / 9.7 million lei
- Credit: at least 400,860 lei
- Grant: up to 267,240 lei
