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Investment credit at a glance

You can use this type of credit for all kinds of investments, some examples:

  • m Purchase of buildings
  • m Purchase of equipment or machinery
  • m Procurement of means of transport
I want credit

Good to know

  • You have a grace period of maximum 36 months
  • It is intended to finance/refinance expenditure related to investment projects
  • You can use the credit in full or in instalments, but you must provide supporting documents
  • You can refinance loans contracted with other banks

Minimum conditions for granting

To receive credit your company must not have:

  • m Ban on issuing bank cheques
  • m Delinquencies on loans in the Credit Risk Centre
  • m Active entries in the Insolvency Proceedings Bulletin

What documents you need

  • Last two annual balance sheets together with related balance sheets and receipts
  • Last completed quarterly trial balance
  • Tax attestation certificate
  • Legal-constitutive approval regarding the contracting of the loan
  • Documents for the proposed collateral
I want credit

How do you get the loan?

Send the paperwork to the company and skip the first step.

Leave your details and we will contact you.

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AI Search is a pilot project - in beta - that uses GPT4 technology to simplify the process of finding and understanding banking products.

AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

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Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

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The content provided by AI Search is for information purposes only.

Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

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