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    First year free at a glance

    We know that the first year is the hardest in business. That's why we thought you could use a few freebies and a package with unlimited transactions in lei and foreign currency, a Visa Business Silver debit card, Internet & Mobile banking and more that we invite you to discover.

    I want the package

    It even has everything you need

    m
    Unlimited payments and withdrawals in lei and foreign currency
    online or by cheque and promissory note
    m
    Visa Business Silver Debit Card
    unlimited card issuance and annual maintenance
    m
    Opening current accounts
    unlimited in lei and foreign currency
    m
    First 5 cash withdrawals from BT ATM
    valid for debit card - Visa Business Silver

    The fees charged by the NBR, Transfond, correspondent banks and fees for emergency payments are not included.

    Non-banking services included

    You also get 12 months free for Online Mastery and Queen Mary Network non-bank solutions.

    Thus, after activating the First Year Free Account package, in about 10 days you will receive an email with the activation instructions for each of the 3 solutions.

    Free account on Online Mastery StartUp, an online platform with video tutorials with practical online marketing tips. You have the opportunity to learn how:

    • build integrated online marketing campaigns
    • create a website or sales page
    • use a blog and optimize it
    • advertise online through Google and Facebook
    • to run e-mail marketing campaigns and send newsletters

    You get free medical care for 12 months through the Regina Maria Health Network. Specifically, the IMM Start-Up package contains:

    • Occupational medicine: medical check-up on hiring, regular medical check-up, half-yearly and annual reports for up to 10 employees
    • General and internal medicine – 1 consultation / year
    • 20% discount for specialized consultations, analyzes, radiology, ultrasounds
    • Medical hotline 24/7 – medical advice in case of an emergency
    • HR portal – reports with the situation for Occupational Medicine. Access to the Skills Sheets with electronic signature, directly on the platform
    • Access to the 46 own polyclinics and over 300 partner medical centers

    In order to benefit from this package, you will need to conclude a 2-year contract with Regina Maria. In the first year the package is free and from the second year onwards the cost will be €6 per month for each registered subscriber.

    You have 12 months in which you can complete your Unique Declaration for free through the SOLO app. You generate your statement directly from your mobile in just two minutes.

    Conditions for granting

    • apply for the package within the first year of setting up the company
    • open a business account with BT, the good news is you can do both 100% online, right now
    I want the package

    What documents do you need?

    To set up the online package you only need the identity card and meet the conditions for opening online.


    If you are not eligible to open an online account, we are waiting for you in the agency with the following documents in original:

    • The company's instruments of incorporation
    • Certificate of Registration with the Trade Register
    • Certificate of ascertainment from the ONRC issued up to 30 days before the submission to the bank of the documents for account opening
    • For non-residents, all the mentioned documents certified and translated into Romanian and the copy of the VAT registration number of the country of residence are required

    In some situations, we may ask you for additional documents.

    Don't forget to make an appointment online beforehand.

    Good to know

    After 12 months, the First Year Free account automatically converts to the BT Unlimited Network Current Account package, which costs 29 lei per month.

    If this is not what you want, you can choose one of the other 3 options:

    • Unlimited&10
    • Unlimited&25
    • Unlimited All Inclusive

    I want the package

    Open 100% online account and you have the First Year Free package included.

    I want the package
    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search suggestions
    Powered by Azure OpenAI GPT4
    AI Search provides automatically generated responses, using GPT4 technology, which may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta - that uses GPT4 technology to simplify the process of finding and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

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