DISCOVER
Special programs
Lei
Lei or Euro
Lei or Euro
Lei or Euro
Lei
Lei or Euro
Lei or Euro
Lei or Euro
- Investments: up to 120 months
- Working capital with installments: up to 48 months
- Investment: 5–7 years
- Working capital: 24 months
Between 3 and 15 years
- Medium-term credit: up to 8 years
- Credit line: 24 months, with the possibility of extension up to 8 years from the signing of the contract
- Investments: up to 120 months
- Working capital with installments: up to 48 months
- Investment: 5–7 years
- Working capital: 24 months
Between 3 and 15 years
- Medium-term credit: up to 8 years
- Credit line: 24 months, with the possibility of extension up to 8 years from the signing of the contract
- 70% guarantees
- Low down payment and much more advantageous costs
- The de minimis aid rule applies: max. EUR 300,000 / 3 years (includes all de minimis aid to the single undertaking)
- Interest rate reduction: 0.25% per annum (BEI3)
- Financing for Micro, SME, Corporate, and LaCo
- Green projects are also included: Renewable energy, Electric/hydrogen vehicles, Reduction of energy consumption by at least 30%.
- European guarantees of up to 70%
- Cost-effective
- Flexibility in currency and duration
- Accessible for most SME domains
- 80% of the loan guaranteed by the EIF
- No collateral for revolving credit lines or medium-term loans
- Transactions are guaranteed by the EIF
- 70% guarantees
- Low down payment and much more advantageous costs
- The de minimis aid rule applies: max. EUR 300,000 / 3 years (includes all de minimis aid to the single undertaking)
- Interest rate reduction: 0.25% per annum (BEI3)
- Financing for Micro, SME, Corporate, and LaCo
- Green projects are also included: Renewable energy, Electric/hydrogen vehicles, Reduction of energy consumption by at least 30%.
- European guarantees of up to 70%
- Cost-effective
- Flexibility in currency and duration
- Accessible for most SME domains
- 80% of the loan guaranteed by the EIF
- No collateral for revolving credit lines or medium-term loans
- Transactions are guaranteed by the EIF
Financing for investments (fixed assets, software, real estate, construction, modernization) and working capital (raw materials, services, inventories).
Financing for Micro, SME, Corporate, and LaCo. Eligible green projects: renewable energy, electric/hydrogen vehicles, reduction of energy consumption by at least 30%.
Investments or working capital for active businesses in Romania.
Investments or working capital for businesses in education: schools, kindergartens, etc.
Financing for investments (fixed assets, software, real estate, construction, modernization) and working capital (raw materials, services, inventories).
Financing for Micro, SME, Corporate, and LaCo. Eligible green projects: renewable energy, electric/hydrogen vehicles, reduction of energy consumption by at least 30%.
Investments or working capital for active businesses in Romania.
Investments or working capital for businesses in education: schools, kindergartens, etc.
- Maximum 250 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- Maximum 300 employees
- Project worth up to EUR 50 million
- No activity in restricted areas
- Not eligible: projects already funded, land/share purchases and refinancing, or completed projects.
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- Maximum 250 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- Maximum 300 employees
- Project worth up to EUR 50 million
- No activity in restricted areas
- Not eligible: projects already funded, land/share purchases and refinancing, or completed projects.
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
- Maximum 500 employees
- No activity in restricted areas
- and without outstanding budgetary debts
- No ban on issuing bank checks and no delays in the CRC
- No entries in the Insolvency Proceedings Bulletin
up to 14,000,000 lei
- SME: up to EUR 12.5 million
- MidCaps: up to EUR 25 million
–
2 million euros / 9.7 million lei
up to 14,000,000 lei
- SME: up to EUR 12.5 million
- MidCaps: up to EUR 25 million
–
2 million euros / 9.7 million lei