BT Pay super-app has two new features, Invite Friends and Open Banking

BT Pay comes with two new features, Invite Friends and Open Banking. With banking options used every day, BT Pay is the first banking and payments super-app in Romania and is currently used by 1 million people.

What the new BT Pay facilities mean

• Invite friends - people who use BT Pay can send a personalised download link to friends who don't yet have the app. Both the person sending the invitation and the friends who download BT Pay and make a payment with their phone within 7 days will receive 30 lei.
• Open Banking - from now on, app users can see more details on cards issued by other banks and fintechs that are entered into the app, namely: account balance, IBAN and transactions. The option is currently available for BCR, ING Bank and Revolut cards.

Remote banking with BT Pay

In order to help customers with as many remote banking solutions as possible, Banca Transilvania has accelerated the launch of facilities in the BT Pay application, starting in March this year:  

• The newly issued BT card, reissued on demand or on expiry, appears in BT Pay in digital format before a customer takes possession of the physical card.
• Money can be withdrawn by phone from all Banca Transilvania ATMs, based on a code generated from BT Pay and received by SMS.
• Cards issued in Romania by other banks and fintechs for money transfers to BT cards can be included in the application.
• Donations can be made via BT Pay.
• Access to details about each card in the app, such as number, expiry date and CVV, information for quick online purchases.
• Confirm online purchases with BT Pay using biometric authentication or using the phone unlock method.
• Integrate BT Pay with physical activity monitoring apps to encourage a healthy lifestyle.
• Presenting the benefits of BT cards in the application, such as: the possibility to pay for purchases in instalments, travel insurance, etc.

1 out of 4 cards issued by Banca Transilvania is used in digital format, through BT Pay, Apple Pay, Fitbit Pay or Garmin Pay.