Banca Transilvania has opened four Mortgage Centers in Bucharest and Cluj-Napoca, dedicated to providing advice and granting loans for home purchases.

At BT Mortgage Centers, the entire process—from the initial assessment and preparation of documentation through to loan approval—is managed by a dedicated consultant. This approach ensures consistency, continuity, and convenience for clients, who receive comprehensive support: assessment of their financial situation, cost analysis, determination of the optimal down payment, online loan simulations, and estimation of the long-term financial impact.

The centers are also intended for Romanians living abroad who wish to purchase property in Romania, offering them easy access to advice and financing solutions.

Where are the BT Mortgage Centers located:

• Bucharest:
  • BT Bucharest East Branch, 2 Alba Iulia Square, Building I1 (District 3)
  • BT Bucharest West Branch, 6Q Iuliu Maniu Blvd. (District 6)
  • BT Dimitrie Pompeiu Agency, 6A Dimitrie Pompeiu Blvd. (District 2)
    
    
• Cluj-Napoca: BT Cluj Branch, 27–29 Calea Dorobanților
  
  

The BT Mortgage Centers’ hours are extended compared to the bank’s standard hours: Monday through Friday, from 9:00 a.m. to 7:00 p.m. To ensure the fastest possible service, the bank recommends scheduling an appointment online via the BT website.

A home loan is more than just financing. It’s the start of a journey, a long-term commitment, a major investment, and an essential step toward stability and security. That is why we created BT Mortgage Centers, dedicated to those embarking on this journey, where customers find clarity and guidance at a time when a dream becomes a plan, and a plan becomes reality.

Anca Crăciun
Coordinating Director of Private, Premium Banking, and Retail Products
Banca Transilvania

The Dynamics of the Romanian Real Estate Market 

Romania ranks first in the European Union in terms of the proportion of homeowners: approximately 94% of Romanians own an apartment or a house, according to Eurostat data (2025). In Romania, between 2015 and 2025, the local market experienced rapid growth: rents rose by approximately 60%, and housing prices by about 70%, with both figures exceeding the EU average. For more information, see the article “Real Estate Market Trends,” published on the BT Blog.