Banca Transilvania comes with discounts on loans and benefits on shopping cards

🔸 BT launches BaBeTe, a new online banking shopping campaign

🔸 Some of the most desired products and services have discounts or other benefits

🔸 Last year, over 90,000 people applied to similar bank campaigns

Banca Transilvania launches the first online bank shopping campaign of this year, BaBeTe. From 1 to 7 March this year, people who need financing for various plans can apply for these offers on the bank's website.

In 2020, similar campaigns were among the initiatives through which BT supported its customers with discounts and benefits. Over 90,000 people applied to #Odatalapatruans, #GoodVibesOnly, #SummerVibes, #HappyHomeDays or #MissionPossible, and over 20% were non-BT customers. 

BaBeTe campaign offers:

• Real estate credit - mortgage in lei:
  • 4.48% variable interest rate (IRCC + 2.60%);
  • The analysis fee is zero;
  • The credit period is up to 30 years;
  • The advance must be a minimum of 15% of the loan.
    
    

• Personal needs credit with life and unemployment insurance and fixed interest rate, in lei:
  • 7.7% interest and zero analysis fee;
  • In BT's standard offer, the fixed interest rate of the loan is 9.5% for BT income earners and 10.5% for all others;
  • The loan can be up to 100,000 lei.
    
    

• Shopping cards:
  • STAR Forte earns 100 STAR loyalty points, which are equivalent to 100 lei, and STAR Gold earns 150 STAR points. The bank's standard offer is 10 points for both cards;
  • Customers can benefit from financing of up to 25,000 lei (with STAR Forte) and 50,000 lei (with STAR Gold);
  • The cards include the ability to shop with loyalty points or interest-free instalments at 17,000 stores.
    
    

• Package including Personal Needs Credit and STAR Forte shopping card:
  • Amounts of up to 100,000 lei can be borrowed through the Personal Needs Credit and up to 25,000 lei through the Shopping Card;
  • Personal loan: fixed interest rate of 6.75%, zero analysis fee and life and unemployment insurance. BT's current offer is 9.5% for BT income earners and 10.5% for others;
  • STAR Forte shopping card: 100 lei in STAR points, ten times more loyalty points than the standard offer. 
    
    

• Overdraft BT:
  • Fixed interest rate of 9%, compared to the bank's standard offer of 17%;
  • It is a current account loan, which can be up to 6 incomes, up to 50,000 lei, and interest is paid only on the amount spent on the loan.   
    
    

People who apply for these offers receive a confirmation email from the bank with details of the next steps. Shopping cards applied for under the BaBeTe campaign must be activated at BT ATMs by 12 April this year at the latest, and STAR points will be loaded onto the card by 30 April this year.

The concept of BaBeTe was inspired by the Romanian tradition, Babele, which is related to the first days of March. BT had a similar campaign in 2017, and in 2014 kicked off bank shopping campaigns in Romania with another concept, Bank Friday.