Banca Transilvania Financial Group kicks off a new partnership with Dedeman, through its consumer finance company, BT Direct. This collaboration brings new solutions for rapid financing to clients.

By using the credit bureaus and BT Direct consultants in any of the 49 Dedeman stores, customers can purchase products in installments, with funding from BTD.

Details about the BT Direct credit offer:

• Clients receive an on-the-spot response to the receipt of funding;
• No income certificate is required;
• The installments are fixed interest rate throughout the loan period;
• The credit period is between 6 and 60 months;
• The Direct card can be used for installment purchases, from Dedeman stores, paying at the POS of Banca Transilvania.

The range of products that can be purchased in Dedeman stores is very varied: over 45,000 items - from building materials and interior design, to garden products, furniture, decorations, electronics and home appliances. Over 80% of the products sold in the Dedeman network come from Romanian producers.

BT Direct and ERB Retails Services - a company acquired by Banca Transilvania in 2018 - will merge on August 1st this year.