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Descarcă BT Pay

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă BT Pay

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă BT Pay

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă NeoBT

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă NeoBT

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă NeoBT

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă BT24

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă BT24

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

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Banca Transilvania SA

Cluj-Napoca, Cluj, str. Calea Dorobantilor, nr. 30-36,
400121, Romania
Adresa de e-mail: investor.relations@btrl.ro
Tel: + 40 264 407 150
Fax: + 40 264 407 179

Descarcă BT Pay

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă BT Pay

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă BT Pay

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă NeoBT

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă NeoBT

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă NeoBT

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă BT24

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Descarcă BT24

Scanează codul cu telefonul mobil, în funcție de sistemul telefonului tău.

Ivo Gueorguiev

Independent Non-Executive Member

Ivo Guerguiev joined Banca Transilvania as an Independent Non-Executive Member of the Board of Directors in 2014. Mr. Gueorguiev latest mandate started in 2022. Additionally, he serves on several of Banca Transilvania Board of Directors committees:

  • Chairman of the Audit Committee
  • Member of the Remuneration and Nomination Committee
  • Member of the Risk Management Committee

From 1993 to 2001, he held the position of senior banker at the European Bank for Reconstruction and Development. During his tenure, his vast knowledge was instrumental in establishing a team of specialists focused on retail banking across Central and Eastern Europe.

Ivo Gueorguiev, an investor and co-founder of Paynetics with extensive banking experience, is dedicated to reshaping the payment procedures within the finance and fintech sectors.

Professional experience
2014 – Present

Banca Transilvania 

  • Member of the Board of Directors
2022 – Present

Salt Bank, Romania 

  • Chairman of the Board of Directors
  • Chairman of the Remuneration Committee  
  • Member of the Risk and Audit Committees
2021 – Present

Paynetics, United Kingdom

  • Member of the Board of Directors
2016 – Present

Intera Financial Services ISC, Bulgaria

  • Member of the Board of Directors
2015 – Present

Phyre AD, Bulgaria

  • Member of the Board of Directors
2014 – Present

Paynetics, Bulgaria
Formerly known as Credibul AD

  • Member of the Board of Directors
2013 – 2014

Credibul AD, Bulgaria

  • Member of the Board of Directors
2011 – 2012

TBI Bank, Bulgaria

  • Chairman of the Board of Directors
2007 – 2011

Sovcom Bank, Russian Federation

  • Member of the Board of Directors 
2006 – 2011

VABank, Ukraine

  • Vice-Chairman of the Board of Directors
2005 – 2007

Arka Consumer Finance, Russian Federation

  • Member of the Board of Directors
2004 – 2008

TBI Lizing, Serbia

  • Chairman of the Board of Directors
2004 – 2007

TBI Broker, Serbia

  • Chairman of the Board of Directors


TBI Bulgaria

  • Chairman of the Board of Directors
2003 – 2011

TBI Credit SA, Romania

  • Vice-Chairman of the Board of Directors


TBIF Bulgaria 

  • CEO
  • Member of the Board of Directors
2002 – 2011

TBI Invest, Asset Management, Bulgaria

  • Chairman of the Board of Directors


TBI Leasing SA, Romania 

  • Vice-Chairman of the Board of Directors


TBI Leasing AD, Bulgaria

  • Chairman of the Board of Directors
2002 – 2008

Sympatia Finance, Slovakia

  • Chairman of the Board of Directors
2001 – 2011

TBI Credit EAD, Bulgaria 

  • Chairman of the Board of Directors


TBIF Financial Services, The Netherlands  

  • CEO
  • Member of the Management Committee 
2000 – 2001

TBI Holding Company, The Netherlands

  • Member of the Board of Directors


Export & Credit Bank, Macedonia 

  • Member of the Board of Directors


Energo, Poland 

  • Member of the Board of Directors
1999 – 2001

European Bank for Reconstruction and Development

  • Senior Banker, Financial Institutions Group


Pension Fund Doverie, Bulgaria 

  • Member of the Board of Directors


Bulgarian Insurance and Pension Holding

  • Member of the Board of Directors
1997 – 2001

Baltics Small Equity Fund

  • Member of the Board of Directors
1997 – 1999

Hermis Bank, Lithuania

  • President of the Executive Management Committee


Hermis Bank, Lithuania 

  • Vice-President of the Executive Management Committee 
1997 – 1998

Bankas Hermis, Lithuania  

  • Vice-President
1993 – 1997

European Bank for Reconstruction and Development

  • Principal Banker, Baltics/Belarus Group
Education and training

1991 – 1993
University of Alberta, Edmonton, Canada

  • MBA  


1985 – 1990
University of National and World Economy, Sofia - Bulgaria

  • MSc in International Business