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Scan the code with your mobile phone, depending on your phone system.

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Download NeoBT

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Download BT24

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Call Center

PESTE
20
MIN
WAITING TIME
10
CUSTOMERS
IN CONVORBORATION
9
CUSTOMERS
WAITING
0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

Do you want to move to your own place? 

You have a fixed interest rate from 5.75%.

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Credit in brief

  • mFor the purchase of an eco-friendly real estate
  • mTo refinance a loan that you have taken from another bank, for the purchase of a property with a higher energy efficiency, i.e. energy certificate A
  • mWe accept several types of income
  • mOwn contribution from 15% of the property value for loans in lei, depending on: the purpose of the loan, the currency of the loan vs. the currency in which the income is earned and whether other real estate is owned
  • m2000 lei net notary fees voucher for refinancing a loan you took from another bank for the purchase of a building with higher energy efficiency, i.e. energy certificate A.
 
  • f

How much can you borrow?

To apply for a credit or simply to find out how much you can get, fill in the form below. We will call you back within the timeframe of your choice.

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Loan Simulator

Currency of the loan

Do you earn your income in a BT account?

Interest type

Lei

Lei

Years

Interest type

Calculates from Euro to LEI

Fill in the fields below and find out the answer to the question on the spot.

EURO
LEI

The currency conversion is done at today's NBR exchange rate.

As of August 2022 we have a NEW protocol concluded with ANAF, based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility to obtain information on the income of individuals applying for a BT credit. The information is obtained with the consent of the applicant, with the protection and assurance of professional secrecy, with respect for the rights concerning the processing of personal data. The protocol aims to improve the credit application process by simplifying documentation and facilitating access to finance.

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AI Search is a pilot project - in beta - that uses GPT4 technology to simplify the process of finding and understanding banking products.

AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

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Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

The content provided by AI Search is for information purposes only.

Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

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