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Download NeoBT

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Download BT24

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Online account directly from the app 4.8
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Call Center
  • High waiting time!

    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT or BT Visual Help.

  • 0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

    Search with AI Search

    AI Search on Ask BT answers all your banking questions.

    BT Visual Help

    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    Do you want to move to your own place? 

    You now have fixed interest from 5.49% for fixed-rate loans, ZERO analysis fee and ZERO appraisal fee.

    Campaign active until September 20, 2024. 

    More

    Credit in brief

    • mLower interest if you collect the income at BT
    • mOwn contribution from 15% of the property value (loans in lei) and from 20% (loans in euro) depending on: the purpose of the loan, the currency of the loan vs. the currency in which the income is earned and whether other real estate is owned
    • m2000 lei net notary fees voucher for refinancing real estate/mortgage loans from other banks or for real estate/mortgage loans with variable interest rate, grant for modernisation/consolidation/rehabilitation/extension of housing up to EUR 35,000 (equivalent in RON)
     
    • f

    How much can you borrow?

    To apply for a credit or simply to find out how much you can get, fill in the form below. We will call you back within the timeframe of your choice.

    To take advantage of the promotional offer, you need to visit a BT branch by September 20.

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    Simulate a loan
    How much do you want to borrow?
    MONTHLY INSTALLMENT
    34 LEI

    The figures presented are for information purposes only and do not represent the final offer from BT.

    The amount of the monthly rate also depends on the parameters chosen for the calculation (return period, variable interest rate). These can be consulted and modified from simulator settings.

    See due date

    As of August 2022 we have a NEW protocol concluded with ANAF, based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility to obtain information on the income of individuals applying for a BT credit. The information is obtained with the consent of the applicant, with the protection and assurance of professional secrecy, with respect for the rights concerning the processing of personal data. The protocol aims to improve the credit application process by simplifying documentation and facilitating access to finance.