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We want you to have as many pleasant experiences as possible, so we give you up to 3,500 euros (or the equivalent in lei) for a period of up to 2 years. What exactly do we finance?
You can sit quietly for 6 months from the moment you receive the loan, because you can choose not to pay anything, neither the installment nor the interest.
* In order to receive the money, you must be enrolled in a state or private educational program, up-to-date or remote, on budget or with payment, at other institutions or companies that organize professional training programs and prove that you have been accepted into the Work & Travel program.
Financing of expenses related to studies/specialisation or qualification courses representing the tuition fee.
From the moment you receive the loan, up to 5 years, you can choose to pay only the interest.
In the case of loans for financing undergraduate/postgraduate studies , the following expenses related to studies, other than tuition fees, may be added up to a maximum of 2000 euros (equivalent in lei)/year for:
As of August 2022 we have a NEW protocol concluded with ANAF, based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility to obtain information on the income of individuals applying for a BT credit. The information is obtained with the consent of the applicant, with the protection and assurance of professional secrecy, with respect for the rights concerning the processing of personal data. The protocol aims to improve the credit application process by simplifying documentation and facilitating access to finance.
